1132 Rivergate Dr, #15, Lodi, CA 95240 Property Records

San Joaquin County property record for 1132 Rivergate Dr, #15, Lodi, CA 95240

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,138 sqft · built 1988
Lot Size	0.038 acres (1,636 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Jan 2022)
Tax Bill	$5,888 (2026)
Deeds & Mortgages	Dec 2023 Transfer Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`041-450-210-000`

Property Details

APN / Parcel Number

Primary APN	`041-450-210-000`
Alternative APN	`041-450-21`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,138 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,636 sqft (0.038 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	041-450-21
Street Address	1132 RIVERGATE DR, 15
City	LODI
State	CA
Zip	95240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	87 FM 041-380-16& PER 86011205
Legal Subdivision	RIVERGATE COMMONS PH I
Legal Tract	1933
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4202

Owner

1132 Rivergate Dr, #15 is held in a trust since November 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1142 RIVERGATE DR, 15, LODI, CA 95240-0523
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Intrafamily Transfer, Transfer
Jan 10, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Aug 2, 2000 · Amount on File
Deed Document Number	20223574
Last Transfer Date	Nov 29, 2023
Transfer Doc	0000100078
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 7, 2023
Property Address	1132 RIVERGATE DR # 15, 15, LODI, CA 95240
Document Number	0000100078
Map Reference	MB 27 PG 63
Instrument Date	Nov 29, 2023
Instrument	2023-100078
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1142 RIVERGATE DR APT 15, 15, LODI, CA 95240-0523

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 10, 2022
Property Address	1132 RIVERGATE DR # 15, 15, LODI, CA 95240
Document Number	0000003574
Map Reference	VOL 27 PG 63
Instrument Date	Jan 5, 2022
Instrument	2022-003574
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1142 RIVERGATE DR APT 15, 15, LODI, CA 95240-0523

Mortgage

Document Number	0000003575
Date	Jan 10, 2022
Instrument	2022-003575

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,888.00 (+0.32%)
2025	$5,869.00 (+4.13%)	$541,215 (+4.04%) Land $159,181 Building $382,034
2023	$5,636.00 (+72.14%)	$520,200 Land $153,000 Building $367,200	$526,860
2022	$3,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1132 Rivergate Dr, #15 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1132 Rivergate Dr, #15 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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