1132 Rivergate Dr, #14, Lodi, CA 95240 Property Records

San Joaquin County property record for 1132 Rivergate Dr, #14, Lodi, CA 95240

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,138 sqft · built 1988
Lot Size	0.038 acres (1,635 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Dec 2023)
Tax Bill	$4,646 (2026)
Deeds & Mortgages	Dec 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`041-450-200-000`

Property Details

APN / Parcel Number

Primary APN	`041-450-200-000`
Alternative APN	`041-450-20`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,138 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,635 sqft (0.038 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	041-450-20
Street Address	1132 RIVERGATE DR, 14
City	LODI
State	CA
Zip	95240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 1
Legal Subdivision	RIVERGATE COMMONS PH I
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4202

Owner

1132 Rivergate Dr, #14 is owned by an individual who bought it in December 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1132 RIVERGATE DR, 14, LODI, CA 95240
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Jun 22, 2018	Grant Deed, Transfer · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Deed Document Number	2023108485
Prior Transfer Date	May 22, 2002
Prior Transfer Doc	0000113794
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2023
Property Address	1132 RIVERGATE DR # 14, 14, LODI, CA 95240
Document Number	0000108485
Map Reference	VOL 27 PG 63
Instrument Date	Dec 20, 2023
Instrument	2023-108485
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 RIVERGATE DR # 14, 14, LODI, CA 95240

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1132 RIVERGATE DR # 14, 14, LODI, CA 95240
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 RIVERGATE DR 14, 14, LODI, CA 95240-0523

Mortgage

Document Number	0000081839
Date	May 10, 2021
Instrument	2021-081839

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 22, 2018
Property Address	1132 RIVERGATE DR # 14, 14, LODI, CA 95240
Document Number	0000069119
Instrument Date	Jun 11, 2018
Instrument	69119
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 RIVERGATE DR #14 LODI CA 952400523, 14, LODI, CA 95240-0523

Mortgage

Document Number	69120
Date	Jun 22, 2018
Instrument	69120

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1132 Rivergate Dr, #14 was $4,646, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,646.00 (+0.32%)
2025	$4,631.00	$426,564 Land $130,050 Building $296,514
2023	$5,864.00 (+2.27%)	$541,351 Land $131,236 Building $410,115	$411,390
2022	$5,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1132 Rivergate Dr, #14 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1132 Rivergate Dr, #14 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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