1132 Rivergate Dr, #13, Lodi, CA 95240 Property Records

San Joaquin County property record for 1132 Rivergate Dr, #13, Lodi, CA 95240

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,028 sqft · built 1988
Lot Size	0.035 acres (1,515 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Dec 2025)
Tax Bill	$4,704 (2026)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Sale & Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`041-450-190-000`

Property Details

APN / Parcel Number

Primary APN	`041-450-190-000`
Alternative APN	`041-450-19`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,028 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,515 sqft (0.035 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	041-450-19
Street Address	1132 RIVERGATE DR, 13
City	LODI
State	CA
Zip	95240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	87 FM 041-380-16& PER 86011205
Legal Subdivision	RIVERGATE COMMONS PH I
Legal Tract	1933
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4202

Owner

1132 Rivergate Dr, #13 is owned and occupied by an individual who bought it in December 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1132 RIVERGATE DR, 13, LODI, CA 95240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Dec 3, 2025	Grant Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 25, 2021	Intrafamily Transfer, Transfer
Oct 31, 2019	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Dec 3, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 3, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	2025108654
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	0000108433
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2025
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000108655
Map Reference	VOL 27 PG 63
Instrument Date	Nov 20, 2025
Instrument	2025-108655
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2025
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000108654
Map Reference	VOL 27 PG 63
Instrument Date	Nov 10, 2025
Instrument	2025-108654
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240

Mortgage

Document Number	0000108656
Date	Dec 3, 2025
Instrument	2025-108656

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 RIVERGATE DR 13, 13, LODI, CA 95240-0523

Mortgage

Document Number	0000015254
Date	Jan 27, 2021
Instrument	2021-015254

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 25, 2021
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000108433
Map Reference	VOL 27 PG 63
Instrument Date	Jun 21, 2021
Instrument	2021-108433
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1142 RIVERGATE DR APT 13, 13, LODI, CA 95240-0523

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 31, 2019
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000125674
Map Reference	VOL 27 PG 63
Instrument Date	Oct 25, 2019
Instrument	2019-125674
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 REYNOLDS RANCH PKWY, LODI, CA 95240-6854

Mortgage

Document Number	0000125675
Date	Oct 31, 2019
Instrument	2019-125675

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2018
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000132015
Instrument Date	Nov 14, 2018
Instrument	132015
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	225 PARK AVE SANTA CRUZ CA 950623639, SANTA CRUZ, CA 95062-3639

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2018
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000132016
Instrument Date	Nov 14, 2018
Instrument	132016
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	225 PARK AVE SANTA CRUZ CA 950623639, SANTA CRUZ, CA 95062-3639

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 3, 2017
Property Address	1132 RIVERGATE DR # 13, 13, LODI, CA 95240
Document Number	0000128884
Instrument Date	Oct 25, 2017
Instrument	128884
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	OLD REPUBLIC TITLE COMPANY CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 PARK AVE SANTA CRUZ CA 950623639, SANTA CRUZ, CA 95062-3639

Mortgage

Document Number	128885
Date	Nov 3, 2017
Instrument	128885

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1132 Rivergate Dr, #13 was $4,704, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,704.00 (+0.32%)
2025	$4,689.00	$431,986 Land $131,235 Building $300,751
2023	$4,502.00 (+2.27%)	$415,213 Land $126,140 Building $289,073	$474,300
2022	$4,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1132 Rivergate Dr, #13 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1132 Rivergate Dr, #13 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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