1132 Morton Ave, Elgin, IL 60120 Property Records

Kane County property record for 1132 Morton Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1903
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Apr 2020)
Tax Bill	$7,055 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-207-009`

Property Details

APN / Parcel Number

Primary APN	`06-12-207-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,499 sqft Living Area
Gross Area	2,498 sqft
Basement Area	999 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	8,448 sqft (0.194 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1132 MORTON AVE
City	ELGIN
State	IL
Zip	60120-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 2 BLOCK 12
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	12
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1025
Census Tract	850800

Owner

1132 Morton Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Kane County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1132 MORTON AVE, ELGIN, IL 60120-2439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 21, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Dec 13, 1999 · Amount on File
Deed Document Number	202019677
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 2, 2026
Property Address	1132 MORTON AVE, ELGIN, IL 60120-2439
Document Number	0000038064
Instrument Date	Aug 27, 2026
Instrument	202638064
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 MORTON AVE, ELGIN, IL 60120-2439

Mortgage

Document Number	0000038064,
Date	Sep 2, 2026
Instrument	202638064

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate	10.2%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1132 MORTON AVE, ELGIN, IL 60120-2439
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015784
Date	Mar 22, 2022
Instrument	2022K015784

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 21, 2020
Property Address	1132 MORTON AVE, ELGIN, IL 60120-2439
Document Number	0000019677
Instrument Date	Apr 17, 2020
Instrument	19677
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1132 MORTON AVE ELGIN IL 601202439, ELGIN, IL 60120-2439

Mortgage

Document Number	19678
Date	Apr 21, 2020
Instrument	19678

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1132 Morton Ave was $7,055 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,055.00 Homeowner's exemption	$100,476 (+8.57%) Land $20,485 Building $79,991	$301,549 (+8.57%) Land $61,480 Building $240,069
2024		$92,545 Land $18,868 Building $73,677	$277,746 Land $56,627 Building $221,119
2022	$6,090.00 (+4.59%) Homeowner's exemption	$76,236 (+6.96%) Land $15,543 Building $60,693	$228,708 (+6.96%) Land $46,629 Building $182,079
2021	$5,823.00 Homeowner's exemption	$71,276 Land $14,532 Building $56,744	$213,828 Land $43,596 Building $170,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1132 Morton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1132 Morton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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