1121 Morton Ave, Elgin, IL 60120 Property Records

Kane County property record for 1121 Morton Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,410 sqft · built 1918
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2018)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-208-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-208-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,410 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1121 MORTON AVE
City	ELGIN
State	IL
Zip	60120-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK ADDN LOT 11 BLOCK 13
Legal Subdivision	RIVERSIDE PARK ADDN
Legal Block	13
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1024
Census Tract	850800

Owner

1121 Morton Ave is owned and occupied by an individual who bought it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1121 MORTON AVE, ELGIN, IL 60120-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Feb 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	May 5, 2015 · Amount on File
Deed Document Number	201838572
Prior Transfer Date	Jan 18, 2017
Prior Transfer Doc	0000006151
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 12, 2026
Property Address	1121 MORTON AVE, ELGIN, IL 60120-2438
Document Number	0000019537
Instrument Date	Apr 30, 2026
Instrument	202619537
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 MORTON AVE, ELGIN, IL 60120-2438

Mortgage

Document Number	0000019537,
Date	May 12, 2026
Instrument	202619537

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	268 Months
Due	Sep 1, 2048

Interest

Rate	6.46%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1121 MORTON AVE, ELGIN, IL 60120-2438
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 MORTON AVE, ELGIN, IL 60120-2438

Mortgage

Document Number	0000052473
Date	Sep 14, 2020
Instrument	2020K052473

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2018
Property Address	1121 MORTON AVE, ELGIN, IL 60120-2438
Document Number	0000038572
Instrument Date	Jul 11, 2018
Instrument	2018K038572
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 MORTON AVE, ELGIN, IL 60120-2438

Mortgage

Document Number	0000038573
Date	Aug 8, 2018
Instrument	2018K038573

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2017
Property Address	1121 MORTON AVE, ELGIN, IL 60120-2438
Document Number	0000006151
Instrument Date	Jan 18, 2017
Instrument	6151
Transaction Type	Transfer
Record Updated	May 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2885 SANFORD AVE SW #40309 GRANDVILLE MI 494181342, 40309, GRANDVILLE, MI 49418-1342

Tax Assessment & Valuation

The 2025 property tax bill for 1121 Morton Ave was $5,781 with a homeowner's exemption, up 4.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,781.00 (+4.44%) Homeowner's exemption	$83,784 (+8.57%) Land $21,120 Building $62,664	$251,453 (+8.57%) Land $63,385 Building $188,067
2024	$5,535.00	$77,171 Land $19,453 Building $57,718	$231,606 Land $58,382 Building $173,223
2022	$4,991.00 (+4.7%) Homeowner's exemption	$63,570 (+6.96%) Land $16,024 Building $47,546	$190,710 (+6.96%) Land $48,072 Building $142,638
2021	$4,767.00 Homeowner's exemption	$59,433 Land $14,981 Building $44,452	$178,299 Land $44,943 Building $133,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1121 Morton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1121 Morton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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