1155 Morton Ave, Elgin, IL 60120 Property Records

Kane County property record for 1155 Morton Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 1878
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2021)
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-204-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-204-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,847 sqft Living Area
Gross Area	2,868 sqft
Basement Area	1,021 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1155 MORTON AVE
City	ELGIN
State	IL
Zip	60120-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE M LUDLOWS SUB OF THE WEST 1/2 BLOCK 2 RIVERSIDE PARK ADDN LOT 7
Legal Subdivision	GEORGE M LUDLOWS SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1013
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1155 MORTON AVE, ELGIN, IL 60120-2274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Aug 21, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	202165641
Prior Transfer Date	Mar 10, 1999
Prior Transfer Doc	0000028351
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2021
Property Address	1155 MORTON AVE, ELGIN, IL 60120-2274
Document Number	0000065641
Instrument Date	Jun 28, 2021
Instrument	2021K065641
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 MORTON AVE, ELGIN, IL 60120-2274

Mortgage

Document Number	0000065642
Date	Aug 27, 2021
Instrument	2021K065642

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 21, 2018
Property Address	1155 MORTON AVE, ELGIN, IL 60120-2274
Document Number	0000041010
Instrument Date	Aug 6, 2018
Instrument	2018K041010
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4930 MAIN ST, 4930, DOWNERS GROVE, IL 60515-3611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2010 COLCHESTER AVE, HOFFMAN ESTATES, IL 60192-4160

Mortgage

Document Number	0000041011
Date	Aug 21, 2018
Instrument	2018K041011

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,964.00 (+25.61%) Homeowner's exemption	$73,071 (+8.57%) Land $17,146 Building $55,925	$219,301 (+8.57%) Land $51,459 Building $167,842
2024		$67,304 (+30.47%) Land $15,793 Building $51,511	$201,993 (+30.52%) Land $47,398 Building $154,595
2022	$3,952.00 (-8.14%) Homeowner's exemption	$51,585 (+6.96%) Land $13,010 Building $38,575	$154,755 (+6.96%) Land $39,030 Building $115,725
2021	$4,302.00	$48,228 Land $12,163 Building $36,065	$144,684 Land $36,489 Building $108,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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