1132 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1132 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1780
Lot Size	3.87 acres (168,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,500 (Aug 2025)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:120 L:101`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:120 L:101`
Alternative APNs	`M:016 L:035` `241`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,418 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1780
Architectural Style	Cape Cod
Lot Area	168,577 sqft (3.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic

Location & Zoning

Account Number	241
Street Address	1132 MAIN ST
City	READFIELD
State	ME
Zip	04355-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	101
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2015
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1132 MAIN ST, READFIELD, ME 04355-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 28, 2025	Warranty Deed, Transfer · Conventional Mortgage MAINE STATE CREDIT UNION
Jul 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	202518697
Deed Book / Page	15474 / 235
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1132 MAIN ST, READFIELD, ME 04355-3503
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024020204
Date	Sep 20, 2024
Book Page	15165/99
Instrument	2024020204

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 1, 2047

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Aug 28, 2025
Property Address	1132 MAIN ST, READFIELD, ME 04355-3503
Document Number	2025018697
Book / Page	15474 / 235
Instrument Date	Aug 27, 2025
Instrument	2025018697
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1132 MAIN ST, READFIELD, ME 04355-3503

Mortgage

Document Number	2025018698
Date	Aug 28, 2025
Instrument	2025018698

Lender

Name	MAINE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READFIELD ME
Recording Date	Jul 31, 2017
Property Address	1132 MAIN ST, READFIELD, ME 04355-3503
Document Number	2017017072
Book / Page	12673 / 0243
Instrument	2017017072
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017017073
Date	Jul 31, 2017
Instrument	2017017073

Lender

Name	QUICKEN LOAN INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,943.00 (+3.74%)	$244,100 (+15.2%) Land $43,500 Building $200,600
2024	$2,837.00 (+7.54%)	$211,900 (+13.74%) Land $37,700 Building $174,200
2023	$2,638.00 (+38.55%)	$186,300 (+11.56%) Land $33,200 Building $153,100
2022	$1,904.00	$167,000 Land $29,700 Building $137,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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