1120 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1120 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 924 sqft · built 1900
Lot Size	3.75 acres (163,350 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2022)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:120 L:104`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:120 L:104`
Alternative APNs	`M:016 L:032` `35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	163,350 sqft (3.75 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	35
Street Address	1120 MAIN ST
City	READFIELD
State	ME
Zip	04355-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	104
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2015
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 MAIN ST, READFIELD, ME 04355-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Aug 21, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage EMBRACE HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	2022707
Deed Book / Page	14315 / 276
Transfer Doc	2017019271
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Jan 10, 2022
Property Address	1120 MAIN ST, READFIELD, ME 04355-3503
Document Number	2022000707
Book / Page	14315 / 276
Instrument Date	Jan 7, 2022
Instrument	2022000707
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3747 PAIGE ST, PORT ORANGE, FL 32129-4244

Mortgage

Document Number	2022000708
Date	Jan 10, 2022
Instrument	2022000708

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	READFIELD ME
Recording Date	Aug 21, 2017
Property Address	1120 MAIN ST, READFIELD, ME 04355-3503
Document Number	2017019271
Book / Page	12694 / 0334
Instrument	2017019271
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017019272
Date	Aug 21, 2017
Instrument	2017019272

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,568.00 (+3.72%)	$295,900 (+15.18%) Land $43,200 Building $252,700
2024	$3,440.00 (+7.6%)	$256,900 (+13.77%) Land $37,500 Building $219,400
2023	$3,197.00 (+38.46%)	$225,800 (+11.51%) Land $33,000 Building $192,800
2022	$2,309.00	$202,500 Land $29,600 Building $172,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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