1130 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1130 Main St, Readfield, ME 04355

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,539 sqft · built 1800
Lot Size2.57 acres (111,949 sqft)
OwnerIndividual Name on File
Tax Bill$3,885 (2025)
Deeds & MortgagesDec 2019 Mortgage
Dec 2019 Refinance
Flood ZoneZone X (minimal risk)
APNRFLD M:120 L:102

Property Details

APN / Parcel Number

Primary APNRFLD M:120 L:102
Alternative APNs
  • M:016 L:034
  • 1152

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,539 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleCape Cod
Lot Area111,949 sqft (2.57 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number1152
Street Address1130 MAIN ST
CityREADFIELD
StateME
Zip04355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDE
Legal Lot Number102
JurisdictionREADFIELD ME
Township / Civil DivisionREADFIELD
Census Block Group2
Census Block2015
Census Tract15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1130 Main St, a single family home, is owned by an individual.

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 634, READFIELD, ME 04355-0634
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2019Deed of Trust, Mortgage · Balloon Mortgage
KENNEBEC SAVINGS BANK
Dec 4, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADFIELD ME
Property Address1130 MAIN ST, READFIELD, ME 04355
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13415/92
DateDec 4, 2019
Book Page13415/92
Instrument2019028054
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeBalloon Mortgage
AmountAmount on Record

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADFIELD ME
Property Address1130 MAIN ST, READFIELD, ME 04355
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13415/80
DateDec 4, 2019
Book Page13415/80
Instrument2019028053
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1130 Main St was $3,885, up 3.7% from the year before.

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionReadfield Town
Unified School DistrictRegional School Unit 38 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,885.00 (+3.68%)$322,200 (+15.15%) Land $41,000 Building $281,200
2024$3,747.00 (+7.61%)$279,800 (+13.79%) Land $35,600 Building $244,200
2023$3,482.00 (+38.56%)$245,900 (+11.57%) Land $31,300 Building $214,600
2022$2,513.00$220,400 Land $28,000 Building $192,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1130 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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