1132 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1132 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,223 sqft · built 1922
Lot Size	0.12 acres (5,248 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Dec 2024)
Tax Bill	$1,335 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-279-022.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-279-022.000-023`
Alternative APN	`01610331387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
Basement Area	1,059 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,248 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331387
Street Address	1132 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 & NE COR OF LOT 49 EX NE COR LOT 50 C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	50,49
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3025
Census Tract	10300

Owner

1132 E 4th St is owned and occupied by an individual who bought it in December 2024.

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1132 E 4TH ST, MISHAWAKA, IN 46544-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Mar 26, 2019
Deed Document Number	0002429083
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1132 E 4TH ST, MISHAWAKA, IN 46544-2726
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002604179
Date	Feb 19, 2026
Instrument	2604179

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Mar 20, 2038

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 26, 2019
Property Address	1132 E 4TH ST, MISHAWAKA, IN 46544-2726
Document Number	0001906308
Map Reference	PB 9 PG 114
Instrument Date	Mar 22, 2019
Instrument	1906308
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E 4TH ST, MISHAWAKA, IN 46544-2726

Mortgage

Document Number	0001906309
Date	Mar 26, 2019
Instrument	1906309

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,200 Land $21,300 Building $107,900	$129,200 Land $21,300 Building $107,900
2024	$1,335.00 (+7.66%)
2023	$1,240.00 (-0.48%)	$110,900 (-15.15%) Land $17,800 Building $93,100	$110,900 (-15.15%) Land $17,800 Building $93,100
2022	$1,246.00 Homeowner's exemption	$130,700 Land $21,300 Building $109,400	$130,700 Land $21,300 Building $109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1132 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1132 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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