1128 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1128 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1922
Lot Size	0.12 acres (5,248 sqft)
Owner	Individual Name on File
Last Sale	$137,180 (Jun 2024)
Tax Bill	$682 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-279-021.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-279-021.000-023`
Alternative APN	`01610331385`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Basement Area	1,080 sqft

Exterior

Year Built	Built 1922
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,248 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331385
Street Address	1128 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRI PC E SIDE LOT 48 EX 46 3-4' S END & LOT 49 EX NE PT C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	48,49
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3025
Census Tract	10300

Owner

1128 E 4th St is owned and occupied by an individual who bought it in June 2024.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2022	Deed of Trust, Mortgage · FHA Mortgage MEMBER FIRST MORTGAGE LLC
Mar 8, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Mar 22, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Mar 22, 2019
Deed Document Number	0002414559
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002529902
Date	Nov 24, 2025
Instrument	2529902

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002223030
Date	Aug 5, 2022
Instrument	2223030

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

March 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 8, 2019
Property Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726
Document Number	0001904926
Map Reference	PB 9 PG 114
Instrument Date	Feb 28, 2019
Instrument	1904926
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726

Mortgage

Document Number	0001904927
Date	Mar 8, 2019
Instrument	1904927

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 22, 2019
Property Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726
Document Number	0001906038
Instrument Date	Feb 28, 2019
Instrument	1906038
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 E 4TH ST, MISHAWAKA, IN 46544-2726

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,700 Land $21,300 Building $46,400	$67,700 Land $21,300 Building $46,400
2024	$682.00 (-26.27%)
2023	$925.00 (-3.44%)	$90,600 (-) Land $21,300 Building $69,300	$90,600 (-) Land $21,300 Building $69,300
2022	$958.00	$90,600 Land $21,300 Building $69,300	$90,600 Land $21,300 Building $69,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1128 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1128 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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