1121 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1121 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1922
Lot Size	0.119 acres (5,166 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-282-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-282-005.000-023`
Alternative APN	`01610331395`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	2,016 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,166 sqft (0.119 acres)
Lot Dimensions	126 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Deck Area	67 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1121 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	58
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4004
Census Tract	10300

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1121 E 4TH ST, MISHAWAKA, IN 46544-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Aug 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021
Deed Sale	Aug 5, 2021
Prior Sale	Dec 31, 2010 · Amount on Record
Deed Document Number	202126967
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 22, 2026
Property Address	1121 E 4TH ST, MISHAWAKA, IN 46544-2725
Document Number	0000009746
Instrument Date	Apr 17, 2026
Instrument	20269746
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 E 4TH ST, MISHAWAKA, IN 46544-2725

Mortgage

Document Number	0000009746,
Date	Apr 22, 2026
Instrument	20269746

Lender

Name	1ST SOURCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	205 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 5, 2021
Property Address	1121 E 4TH ST, MISHAWAKA, IN 46544-2725
Document Number	0002126967
Map Reference	PB 9 PG 114
Instrument Date	Jul 8, 2021
Instrument	2126967
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 E 4TH ST, MISHAWAKA, IN 46544-2725

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (-15.16%)	$89,400 (-4.79%) Land $21,300 Building $68,100	$89,400 (-4.79%) Land $21,300 Building $68,100
2024	$2,434.00 (+10.44%)
2023	$2,204.00 (-2.91%)	$93,900 (-0.53%) Land $21,300 Building $72,600	$93,900 (-0.53%) Land $21,300 Building $72,600
2022	$2,270.00	$94,400 Land $21,300 Building $73,100	$94,400 Land $21,300 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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