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1129 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1129 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,211 sqft · built 2021
Lot Size0.178 acres (7,754 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Sep 2022)
Tax Bill$9,089 (2025)
Deeds & MortgagesFeb 2021 Construction Loan
Sep 2022 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNC56-001-099-3839-9

Property Details

APN / Parcel Number

Primary APNC56-001-099-3839-9
Alternative APN
  • 11-1S-22-2001-0000-0380

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,211 sqft Heated Area
Gross Area4,383 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area7,754 sqft (0.178 acres)
Garage TypeFinished
PorchFinished/Screened Porch
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1129 DEER MOSS LOOP
CityNICEVILLE
StateFL
Zip32578-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTFIELD AT DEER MOSS CREEK LOT 38
Legal Range22
Legal Township01S
Legal Section11
Legal SubdivisionHARTFIELD AT DEER MOSS CREEK
Legal Lot Number38
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2001
Census Tract20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Construction Mortgage
FNBT BANK
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Jun 23, 2022Intrafamily Transfer, Transfer
NOT AVAILABLE, BRADLEY TITLE INC
Sep 22, 2021Intrafamily Transfer, Transfer
NOT AVAILABLE, BRADLEY TITLE INC
Sep 22, 2021Warranty Deed, Transfer
NOT AVAILABLE, BRADLEY TITLE LLC
Feb 25, 2021Correction Deed
MEAD LAW AND TITLE, MEAD LAW & TITLE
Oct 2, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 6, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleJun 23, 2022
Deed Document Number3580827
Deed Book / Page3644 / 1492
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 BEACH DR, DESTIN, FL 32541-1607
InvestorPossibly a Property Investor

Mortgage

Document Number0035280087
DateFeb 25, 2021
Book Page3528/87
Instrument3432891
Lender
NameFNBT BANK
TypeBank
AddressFORT WALTON BEACH, FL 32549
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 26, 2022
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0036441492
Book / Page3644 / 1492
Map ReferenceMB 28 PG 46-51
Instrument DateSep 22, 2022
Instrument3580827
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyCOTTON LAND TITLE INC, COTTON LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 KELLY PLANTATION DR UNIT 1607, 1607, DESTIN, FL 32541-6422

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 LAUDERHILL LN, FORT WALTON BEACH, FL 32547-3435

Mortgage

Document Number0036441494
DateSep 26, 2022
Instrument3644/1494
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJun 23, 2022
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0036290840
Book / Page3629 / 840
Map ReferenceMB 28 PG 46-51
Instrument DateJun 16, 2022
Instrument3559603
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyNOT AVAILABLE, BRADLEY TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address404 KELLY PLANTATION DR UNIT 1607, 1607, DESTIN, FL 32541-6422

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateSep 22, 2021
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0035752173
Book / Page3575 / 2173
Map ReferenceMB 28 PG 46-51
Instrument DateSep 21, 2021
Instrument3490506
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyNOT AVAILABLE, BRADLEY TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address404 KELLY PLANTATION DR UNIT 1607, 1607, DESTIN, FL 32541-6422

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 22, 2021
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0035752171
Book / Page3575 / 2171
Map ReferenceMB 28 PG 46-51
Instrument DateSep 21, 2021
Instrument3490505
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyNOT AVAILABLE, BRADLEY TITLE LLC

Transaction

AmountAmount Recorded
Tax$6,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address702 BEACH DR, DESTIN, FL 32541-1607

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 KELLY PLANTATION DR #1607 # 1607, 1607, NICEVILLE, FL 32578

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateFeb 25, 2021
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0035280085
Book / Page3528 / 85
Map ReferenceMB 28 PG 46-51
Instrument DateFeb 23, 2021
Instrument3432890
Record UpdatedFeb 24, 2023
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address702 BEACH DR, DESTIN, FL 32541-1607

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 BEACH DR, DESTIN, FL 32541-1607
InvestorPossibly a Property Investor

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateOct 2, 2019
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0034220354
Book / Page003422 / 000354
Instrument DateOct 2, 2019
Instrument3308822
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address702 BEACH DR DESTIN FL 325411607, DESTIN, FL 32541-1607

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 6, 2019
Property Address1129 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0034172491
Book / Page003417 / 002491
Instrument DateSep 4, 2019
Instrument3302844
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,659.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address702 BEACH DR DESTIN FL 325411607, DESTIN, FL 32541-1607

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,089.00 (+9.27%) Homeowner's exemption$702,739 (+5.88%) Land $97,527 Building $605,212$702,739 (-0.71%) Land $97,527 Building $605,212
2023$8,318.00 (-4.8%) Homeowner's exemption$663,700 (-0.22%)$707,740 (+6.41%) Land $96,600 Building $611,140
2022$8,737.00$665,137 Land $92,000 Building $573,137$665,137 Land $92,000 Building $573,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims2 (1995–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Fiber		2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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