1131 Redding Dr, Troy, MI 48098 Property Records

Oakland County property record for 1131 Redding Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,236 sqft · built 1996
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$349,215 (Aug 1996)
Tax Bill$7,762 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-17-276-042

Property Details

APN / Parcel Number

Primary APN88-20-17-276-042

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,236 sqft Living Area
1st Floor Area1,783 sqft
Basement Area1,783 sqft
Unfinished Basement1,783 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions138 ft deep x 118 ft wide
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1131 REDDING DR
CityTROY
StateMI
Zip48098-4414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 17 MERIHILL ACRES SUB NO 4 LOT 297 10-14-94 FR 278-015
Legal Range11E
Legal Township2N
Legal Section17
Legal SubdivisionMERIHILL ACRES SUB #4
Legal Lot Number10,297
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2003
Census Tract196800

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1131 REDDING DR, TROY, MI 48098-4414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 4, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 1996 · Amount on Record
Deed SaleAug 14, 1996 · Amount on Record
Prior SaleMar 21, 1996 · Amount on Record
Last Transfer DateMay 3, 2018
Transfer Doc0000098058
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1131 REDDING DR, TROY, MI 48098-4414
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000228240
DateDec 14, 2017
Book Page51388/00445
Instrument228240
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1131 REDDING DR, TROY, MI 48098-4414
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000183775
DateNov 4, 2019
Book Page53461/00131
Instrument183775
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 18, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJun 11, 2018
Property Address1131 REDDING DR, TROY, MI 48098-4414
Document Number0000098058
Book / Page051893 / 000382
Instrument DateMay 3, 2018
Instrument98058
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address1131 REDDING DR TROY MI 480984414, TROY, MI 48098-4414

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,762.00 (-1.77%)
2023$694,620
2022$7,902.00$347,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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