1094 Redding Dr, Troy, MI 48098 Property Records

Oakland County property record for 1094 Redding Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,884 sqft · built 1995
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Mar 2023)
Tax Bill$9,643 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Nov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-17-278-029

Property Details

APN / Parcel Number

Primary APN88-20-17-278-029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,884 sqft Living Area
1st Floor Area2,194 sqft
Basement Area2,194 sqft
Unfinished Basement2,194 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions146 ft deep x 93 ft wide
Garage Area558 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area43 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1094 REDDING DR
CityTROY
StateMI
Zip48098-4411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 17 MERIHILL ACRES SUB NO 4 LOT 273 10-14-94 FR 278-015
Legal Range11E
Legal Township2N
Legal Section17
Legal SubdivisionMERIHILL ACRES
Legal Lot Number10,273
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract196800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1094 REDDING DR, TROY, MI 48098-4411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 9, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Deed Document Number202325067
Deed Book / Page58477 / 781
Prior Transfer DateMar 1, 2000
Prior Transfer Doc0000469011
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 15, 2023
Property Address1094 REDDING DR, TROY, MI 48098-4411
Document Number0000025067
Book / Page58477 / 781
Map ReferenceLB 234 PG 35-38
Instrument DateMar 10, 2023
Instrument25067
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyETITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1094 REDDING DR, TROY, MI 48098-4411

Transferred To (Grantee/Buyer)

NameVerified Name
Address2446 DORCHESTER DR N APT 202, 202, TROY, MI 48084-3752

Mortgage

Document Number0058477785
DateMar 15, 2023
Instrument58477/785
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.87%
Index1-Year T-Bill
Max Rate6.87%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 9, 2022
Property Address1094 REDDING DR, TROY, MI 48098-4411
Document Number0000469011
Book / Page58247 / 46
Map ReferenceLB 234 PG 35-38
Instrument DateMar 1, 2000
Instrument469011
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1094 REDDING DR, 1094, TROY, MI 48098-4411

Transferred To (Grantee/Buyer)

NameVerified Name
Address1094 REDDING DR, TROY, MI 48098-4411

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,643.00 (+32.19%)
2023$596,860
2022$7,295.00$298,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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