Oakland County property record for 1075 Redding Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,004 sqft · built 1997 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $820,000 (May 2024) |
| Tax Bill | $12,082 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-276-044 |
| Primary APN | 88-20-17-276-044 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,004 sqft Living Area |
| 1st Floor Area | 2,150 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 97 ft wide |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1075 REDDING DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 MERIHILL ACRES SUB NO 4 LOT 299 10-14-94 FR 278-015 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | MERIHILL ACRES SUB #4 |
| Legal Lot Number | 10,299 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 196800 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43888 OLD CREEK KTD, TROY, MI 48084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 202459180 |
| Deed Book / Page | 59384 / 830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 17, 2026 |
| Property Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Document Number | 0000052410 |
| Book / Page | 61123 / 22 |
| Instrument Date | Mar 7, 2026 |
| Instrument | 202652410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3888 OLD CREEK RD, TROY, MI 48084-1656 |
| Document Number | 0000052410, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 61123/22 |
| Instrument | 202652410 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Document Number | 0000150558 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 56383/47 |
| Instrument | 150558 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 238 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | JCT |
| Name | Verified Name |
|---|---|
| Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Document Number | 0000184351 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 54813/272 |
| Instrument | 184351 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 27, 2017 |
| Property Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Document Number | 0000234607 |
| Book / Page | 51420 / 00832 |
| Map Reference | LB 234 PG 35 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 234607 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,601.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1075 REDDING DR, 1075, TROY, MI 48098-4411 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1075 REDDING DR, TROY, MI 48098-4411 |
| Document Number | 0000234635 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 234635 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,082.00 (+14.27%) | ||
| 2024 | $10,573.00 (-6.1%) | ||
| 2023 | $741,800 | ||
| 2022 | $11,260.00 | $370,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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