11308 Peppermint St, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 11308 Peppermint St, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Lot Size0.123 acres (5,375 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Jan 2026)
Tax Bill$12,476 (2025)
Deeds & MortgagesJan 2026 Sale
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN21403905540000

Property Details

APN / Parcel Number

Primary APN21403905540000
Alternative APNs
  • 403905540000
  • 02000120

Exterior

Lot Area5,375 sqft (0.123 acres)

Location & Zoning

Account Number02000120
Street Address11308 PEPPERMINT ST
CityPROSPECT
StateKY
Zip40059-6617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT N554 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH 5, PB. 57, PG. 34-35, 0.1234 AC +/-, OFF 391600220000
Legal SubdivisionNORTON COMMONS SUBDIVISION
Legal Phase5
Legal Lot NumberN554
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group1
Census Block1002
Census Tract10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Warranty Deed, Transfer
Jun 29, 2022Warranty Deed, Transfer
Jan 24, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ECLIPSE BANK INC
Jan 4, 2021Grant Deed, Construction Loan · Construction Mortgage
STOCKYARD BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleJan 4, 2021 · Amount on Record
Deed Document Number202610508
Deed Book / Page13249 / 466
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJan 28, 2026
Property Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617
Document Number0000010508
Book / PageD 13249 / 466
Map ReferenceMB 13249 PG 467
Instrument DateJan 23, 2026
Instrument2026010508
Transaction TypeTransfer
Record UpdatedFeb 4, 2026

Transaction

AmountAmount Recorded
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5222 INDIAN WOODS DR UNIT 301, 301, LOUISVILLE, KY 40207-2086

Transferred To (Grantee/Buyer)

NameVerified Name
Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJun 29, 2022
Property Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617
Document Number0000148467
Book / PageD 12392 / 382
Map ReferenceMB 57 PG 34
Instrument DateJun 27, 2022
Instrument2022148467
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
Tax$1,118.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 ADELLA AVE, CORONADO, CA 92118-2207

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJan 24, 2022
Property Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617
Document Number0000017805
Book / PageD 12257 / 330
Map ReferenceMB 57 PG 34
Instrument DateJan 21, 2022
Instrument2022017805
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6244 OLD LAGRANGE RD STE 15, 15, CRESTWOOD, KY 40014-7555

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address11308 PEPPERMINT ST, PROSPECT, KY 40059-6617

Mortgage

Document Number0000017806
DateJan 24, 2022
Instrument2022017806
Lender
NameECLIPSE BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5%
Index1-Year CMT
Max Rate3%

January 2021: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionJEFFERSON KY
Recording DateJan 4, 2021
Property Address6317 PASSIONFLOWER DR, PROSPECT, KY 40059-6300
Document Number0118880796
Book / Page011888 / 000796
Instrument DateDec 23, 2020
Instrument392
Transaction TypeConstruction Loan
Record UpdatedJan 18, 2021
Title CompanyMONUMENTAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6244 OLD LAGRANGE RD #15 CRESTWOOD KY 400147555, 15, CRESTWOOD, KY 40014-7555

Mortgage

Document Number170580685
DateJan 4, 2021
Book Page017058/000685
Instrument393
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40232-2890
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 3, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,476.00 (-3.63%)$1,118,000 (-) Land $179,270 Building $938,730
2024$1,118,000 (-) Land $179,270 Building $938,730
2023$12,946.00 (+7.36%)$1,118,000 (+7.74%) Land $179,270 Building $938,730$1,118,000 (+7.74%) Land $179,270 Building $938,730
2022$12,058.00$1,037,700 Land $179,270 Building $858,430$1,037,700 Land $179,270 Building $858,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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