Louisville/Jefferson County Metro Government property record for 11305 Peppermint St, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,470,000 (Sep 2025) |
| Tax Bill | $10,801 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21403905140000 |
| Primary APN | 21403905140000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,999 sqft (0.092 acres) |
|---|
| Account Number | 02000080 |
|---|---|
| Street Address | 11305 PEPPERMINT ST |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT N514 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH 5, PB. 57, PG. 34-35, 0.0918 AC +/-, OFF 391600220000 |
| Legal Subdivision | NORTON COMMONS SUBDIVISION |
| Legal Phase | 5 |
| Legal Tract | 6 |
| Legal Lot Number | N514 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11305 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK INC |
| Dec 20, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PENTAGON FCU |
| Dec 3, 2020 | Grant Deed, Construction Loan · Line of Credit RIVER CITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Document Number | 2025114205 |
| Deed Book / Page | 13153 / 347 |
| Prior Transfer Date | Sep 14, 2009 |
| Prior Transfer Doc | DN2010067020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11305 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000046863 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 17186/973 |
| Instrument | 2021046863 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Aug 17, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 20, 2021 |
| Property Address | 11305 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Document Number | 0000317504 |
| Book / Page | D 12229 / 752 |
| Map Reference | MB 57 PG 34 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021317504 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $968.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6504 SHELBURN CIR, CRESTWOOD, KY 40014-9065 |
| Name | Verified Name |
|---|---|
| Address | 11305 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Document Number | 0000317505 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021317505 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 3, 2020 |
| Property Address | 11305 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Document Number | 0118600481 |
| Book / Page | 011860 / 000481 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 258925 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6404 SHELBURNE CIR CRESTWOOD KY 40014, CRESTWOOD, KY 40014 |
| Document Number | 169880885 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 016988/000885 |
| Instrument | 258926 |
| Name | RIVER CITY BK |
|---|---|
| Address | LOUISVILLE, KY 40201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 2, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,801.00 (-1.93%) | $967,910 (-) Land $131,190 Building $836,720 | |
| 2024 | $11,014.00 (-1.73%) | $967,910 (-) Land $131,190 Building $836,720 | $967,910 (-) Land $131,190 Building $836,720 |
| 2023 | $11,208.00 (-0.35%) | $967,910 (-) Land $131,190 Building $836,720 | $967,910 (-) Land $131,190 Building $836,720 |
| 2022 | $11,247.00 | $967,910 Land $131,190 Building $836,720 | $967,910 Land $131,190 Building $836,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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