Louisville/Jefferson County Metro Government property record for 11307 Peppermint St, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.091 acres (3,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $950,000 (Jul 2024) |
| Tax Bill | $10,602 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21403905150000 |
| Primary APN | 21403905150000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,999 sqft (0.091 acres) |
|---|
| Account Number | 02000081 |
|---|---|
| Street Address | 11307 PEPPERMINT ST |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT N515 NORTON COMMONS SUBDIVISION, NORTH VILLAGE, PH 5, PB. 57, PG. 34-35, 0.0918 AC +/-, OFF 391600220000 |
| Legal Subdivision | NORTON COMMONS SUBDIVISION |
| Legal Phase | 5 |
| Legal Lot Number | N515 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11307 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Construction Mortgage ECLIPSE BANK INC |
| Oct 19, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Oct 30, 2020 | Grant Deed, Transfer S AND B TITLE, S & B TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2021 · Amount on Record |
| Deed Document Number | 0000128738 |
| Deed Book / Page | 12873 / 8 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11307 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000032045 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 17141/888 |
| Instrument | 2021032045 |
| Name | ECLIPSE BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40207 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 28, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 19, 2021 |
| Property Address | 11307 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Document Number | 0000261662 |
| Book / Page | D 12171 / 1 |
| Map Reference | MB 57 PG 34 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021261662 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $821.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9462 BROWNSBORO RD # 183, 183, LOUISVILLE, KY 40241-1118 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11307 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Document Number | 0000261663 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021261663 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 30, 2020 |
| Property Address | 11307 PEPPERMINT ST, PROSPECT, KY 40059-6617 |
| Document Number | 0118320060 |
| Book / Page | 011832 / 000060 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 232803 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2020 |
| Title Company | S AND B TITLE, S & B TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $131.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9462 BROWNSBORO RD #183 LOUISVILLE KY 402411118, 183, LOUISVILLE, KY 40241-1118 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,602.00 (+11.56%) | $950,000 (+15.76%) Land $140,000 Building $810,000 | |
| 2024 | $950,000 (+15.76%) Land $140,000 Building $810,000 | ||
| 2023 | $9,503.00 (-0.34%) | $820,650 (-) Land $131,190 Building $689,460 | $820,650 (-) Land $131,190 Building $689,460 |
| 2022 | $9,535.00 | $820,650 Land $131,190 Building $689,460 | $820,650 Land $131,190 Building $689,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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