1130 Oceanic Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1130 Oceanic Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,390 sqft · built 2018
Lot Size	0.23 acres (10,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Feb 2025)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2019 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402309277002`

Property Details

APN / Parcel Number

Primary APN	`402309277002`
Alternative APNs	`00952623169905` `10004612811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,014 sqft (0.23 acres)
Garage Type	Attached
Garage Area	251 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Screened Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952623169905
Street Address	1130 OCEANIC RD
City	PUNTA GORDA
State	FL
Zip	33983-6395
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF15
Legal Description	PUNTA GORDA ISLES SEC 23 BLK 654 LT 9 LESS AND EXCEPT WLY HALF OF LT9 PER OR 4368/42 762/575 PRO91-736(HEG) 1178/1684 PR04-579-DR 2438/385 2439/1961 PR04-580 2439/1963 2601/1232 3893/982 4175/1519 4370/33 4500/1971
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	654
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	20101

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1136 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS BANK USA
Nov 4, 2019	Grant Deed, Transfer · Line of Credit MISCELLANEOUS INS CO
Oct 12, 2018	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Oct 18, 2018	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Oct 18, 2018 · Amount on Record
Deed Document Number	20253498343
Prior Transfer Date	Oct 25, 2019
Prior Transfer Doc	0045001971
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1130 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044351635
Date	May 7, 2019
Book Page	4435/1635
Instrument	2707509

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 4, 2019
Property Address	1130 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0045001971
Book / Page	004500 / 001971
Instrument Date	Oct 16, 2019
Instrument	2757232
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7000 BEE CAVES RD #300 AUSTIN TX 78746, 300, AUSTIN, TX 78746

Mortgage

Document Number	45001982
Date	Nov 4, 2019
Book Page	004500/001982
Instrument	2757233

Lender

Name	MISCELLANEOUS INS CO
Address	4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 12, 2018
Property Address	1130 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0043680042
Book / Page	004368 / 000042
Instrument Date	Sep 28, 2018
Instrument	2653005
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,267.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	11701 BEE CAVE ROAD ST 123 AUSTIN TX 78738, AUSTIN, TX 78738

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 18, 2018
Property Address	1130 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0043700033
Book / Page	004370 / 000033
Instrument Date	Sep 28, 2018
Instrument	2654521
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,302.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	11701 BEE CAVE ROAD ST 123 AUSTIN TX 78738, AUSTIN, TX 78738

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (-18.74%)	$218,578 (+22.79%) Land $22,950 Building $195,628	$218,578 (-6.06%) Land $22,950 Building $195,628
2024	$4,023.00 (+2.08%)
2023	$3,941.00 (+9.14%)	$178,016 (-16.13%)	$232,670 (+9.62%) Land $29,250 Building $203,420
2022	$3,611.00	$212,243 Land $21,675 Building $190,568	$212,243 Land $21,675 Building $190,568

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

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