1120 Oceanic Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1120 Oceanic Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,542 sqft · built 2020
Lot Size	0.486 acres (21,172 sqft)
Owner	Individual Name on File
Tax Bill	$6,649 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402309277003`

Property Details

APN / Parcel Number

Primary APN	`402309277003`
Alternative APNs	`00952623169807` `10004612812`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,542 sqft Living Area
Gross Area	3,474 sqft
1st Floor Area	2,542 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	21,172 sqft (0.486 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	864 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952623169807
Street Address	1120 OCEANIC RD
City	PUNTA GORDA
State	FL
Zip	33983-6395
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF15
Legal Description	PUNTA GORDA ISLES SEC23 BLK654 LT 8 809/1908 889/1978 1484/433 2939/1134 4481/1938 4929/702 4945/1991
Legal Range	23E
Legal Township	40S
Legal Section	09
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	654
Legal Lot Number	8
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	20101

Owner

1120 Oceanic Rd, a duplex, is owned by an individual who acquired it in March 2022.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	4140 BOWMAN PL, GRANITE BAY, CA 95746-9403
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Quit Claim Deed, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Feb 17, 2022	Quit Claim Deed, Transfer TITLE VEST, TITLE VESTING
May 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022
Deed Sale	Mar 16, 2022
Prior Sale	Sep 12, 2019 · Amount on File
Deed Document Number	20223073365
Deed Book / Page	4945 / 1991
Prior Transfer Date	Mar 11, 2022
Prior Transfer Doc	0049451991
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 16, 2022
Property Address	1120 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0049451991
Book / Page	4945 / 1991
Map Reference	MB 12 PG 2A-2-Z-41
Instrument Date	Mar 11, 2022
Instrument	3073365
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 SUNRISE AVE, 901, ROSEVILLE, CA 95661-4519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 BOWMAN PL, GRANITE BAY, CA 95746-9403

Mortgage

Document Number	0049451994
Date	Mar 16, 2022
Instrument	4945/1994

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 17, 2022
Property Address	1120 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0049290702
Book / Page	4929 / 702
Map Reference	MB 12 PG 2A-2-Z-41
Instrument Date	Feb 16, 2022
Instrument	3060735
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	TITLE VEST, TITLE VESTING

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 SUNRISE AVE, 901, ROSEVILLE, CA 95661-4519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 BOWMAN PL, GRANITE BAY, CA 95746-9403

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 7, 2020
Property Address	1120 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0045721362
Book / Page	004572 / 001362
Instrument Date	Mar 13, 2020
Instrument	2809776
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 613 ROSEVILLE CA 956610613, ROSEVILLE, CA 95661-0613

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 12, 2019
Property Address	1120 OCEANIC RD, PUNTA GORDA, FL 33983-6395
Document Number	0044811938
Book / Page	004481 / 001938
Instrument Date	Sep 10, 2019
Instrument	2743085
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 STOREY BLVD CHEYENNE WY 820093565, CHEYENNE, WY 82009-3565

Tax Assessment & Valuation

The 2025 property tax bill for 1120 Oceanic Rd was $6,649, down 28% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,649.00 (-27.97%)	$440,783 Land $45,900 Building $394,883	$440,783 Land $45,900 Building $394,883
2024	$9,231.00 (+3.66%)
2023	$8,905.00 (+31.52%)	$453,747 (+16.58%)	$446,725 (+14.77%) Land $58,500 Building $388,225
2022	$6,771.00	$389,231 Land $33,660 Building $355,571	$389,231 Land $33,660 Building $355,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Oceanic Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 units insured incl. 8 condo units
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Oceanic Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

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