FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$406,525.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
25 STERLING DR, BRIDGEWATER, NJ 08807-5757
Mortgage
Document Number
0003634518,
Date
Apr 16, 2026
Instrument
20263634518
Lender
Name
CMG MORTGAGE INC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate Type
Adjustable Rate
Rate
5%
Initial Type
Adjustable Rate
Adjustable
Adjustable Rate Rider
Max Rate
-1%
February 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLOTTE FL
Recording Date
Feb 8, 2022
Property Address
1151 OCEANIC RD, PUNTA GORDA, FL 33983-6369
Document Number
0049230987
Book / Page
4923 / 987
Map Reference
MB 12 PG 2-A
Instrument Date
Jan 25, 2022
Instrument
3056057
Transaction Type
Transfer
Record Updated
Jul 27, 2022
Title Company
TITLE EXPRESS COMPANY, TITLE EXPERTS AGENCY INC
Transaction
Amount
Amount on Record
Tax
$455.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
46 E MAIN ST, 46, MILFORD, MA 01757-1758
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4700 FORT SUMNER DR, BETHESDA, MD 20816-2467
Investor
Possibly a Property Investor
Mortgage
Document Number
0004923989
Date
Feb 8, 2022
Instrument
4923/989
Lender
Name
DOMINION FINANCIAL SERVICES LLC
Type
Funding / Finance Company
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
11 Months
Due
Jan 27, 2023
April 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLOTTE FL
Recording Date
Apr 13, 2018
Property Address
1151 OCEANIC RD, PUNTA GORDA, FL 33983-6369
Document Number
0043030549
Book / Page
004303 / 000549
Instrument Date
Apr 13, 2018
Instrument
2603219
Transaction Type
Transfer
Record Updated
Apr 27, 2018
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$231.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
46 E MAIN ST MILFORD MA 017572702, MILFORD, MA 01757-2702
Tax Assessment & Valuation
The 2025 property tax bill for 1151 Oceanic Rd was $6,876, up 284.8% from the year before.
Source: Charlotte County assessment roll, as of March 4, 2026
Property Jurisdictions
Type
Name
State
Florida
County
Charlotte County
Unified School District
Charlotte County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$6,876.00 (+284.78%)
$520,676 (+880.48%)Land $56,525Building $464,151
$520,676 (+733.41%)Land $56,525Building $464,151
2024
$1,787.00 (+33.16%)
$53,104 (-5.56%)
$62,475 (-5.56%)Land $62,475
2023
$1,342.00 (+53.72%)
$56,228 (+10.53%)
$66,150 (+30.03%)Land $66,150
2022
$873.00
$50,873Land $50,873
$50,873Land $50,873
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 1151 Oceanic Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 22 individual policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
30 units insured incl. 8 condo units
Nearby Flood Claims
10 (2004–2022)
Claims Outside the SFHA
7 of 10
Most Recent Claim
Sep 2022 · Hurricane Ian
Claims by Event
Hurricane Ian, Sep 2022 · 3 claims
Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1151 Oceanic Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood
0.07% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2025
Lead
10 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Apr 2025
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Ripple Fiber Fiber
2,000 / 2,000
Xfinity Cable
2,000 / 250
May also be available: BridgeMAXX Suncoast Broadband.