1130 Laurel St, Napa, CA 94559 Property Records

Napa County property record for 1130 Laurel St, Napa, CA 94559

Property Summary

Property TypeQuadplex
Lot Size0.25 acres (10,890 sqft)
Owner2 Trust Names on File
Last Sale$887,500 (Jan 2015)
Tax Bill$14,794 (2026)
Deeds & MortgagesApr 2026 Sale
May 2018 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN005-101-021-000

Property Details

APN / Parcel Number

Primary APN005-101-021-000
Alternative APNs
  • 005-101-021
  • 00510121

Exterior

Architectural StyleQuadruplex
Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Old Parcel Number005-101-021
Street Address1130 LAUREL ST
CityNAPA
StateCA
Zip94559-3830
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeRT4
Legal DescriptionCFAP = OWNERS REQUEST N 005101022000000000005101022000 W
Legal SubdivisionNAPA ABAJO SUB
Legal Lot NumberD
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group3
Census Block3004
Census Tract200202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Napa Abajo-Fuller Park Historic District
listed 1997 · 297 contributing resources · NRIS 97000042

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1130 Laurel St, a quadplex, is held in a trust since January 2015.

Source: Napa County records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address478 MONTECITO BLVD, NAPA, CA 94559-2116
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
May 2, 2018Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 16, 2020Loan Modification, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2015 · Amount on File
Deed SaleJan 15, 2015 · Amount on File
Prior SaleJun 2, 2000 · Amount on File
Deed Document Number20151132
Prior Transfer DateJan 15, 2013
Prior Transfer Doc0000001814
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateApr 29, 2026
Property Address1130 LAUREL ST, NAPA, CA 94559-3830
Document Number0000006059
Instrument DateApr 20, 2026
Instrument20266059
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address478 MONTECITO BLVD, NAPA, CA 94559-2116

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1130 LAUREL ST, NAPA, CA 94559-3830
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008862
DateMay 2, 2018
Instrument2018-0008862
Lender
NameUS BANK NA
TypeBank
AddressPORTLAND, OR 97204
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1130 LAUREL ST, NAPA, CA 94559-3830
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009107
DateApr 21, 2020
Instrument2020-0009107
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNAPA CA
Property Address1130 LAUREL ST, NAPA, CA 94559-3830
Document Number0000009106
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyREGIONAL LENDER CENTER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1136 LAUREL ST NAPA CA 945593830, NAPA, CA 94559-3830

Mortgage

Document Number0000009106
DateApr 21, 2020
Instrument9106
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term336 Months
DueApr 20, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1130 Laurel St was $14,794, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,794.00 (+2.2%)$1,087,962 (+2%) Land $337,112 Building $750,850$1,087,962 (+2%) Land $337,112 Building $750,850
2025$14,475.00$1,066,630 Land $330,502 Building $736,128$1,066,630 Land $330,502 Building $736,128
2023$13,601.00 (+2.16%)$1,025,214 Land $317,669 Building $707,545
2022$13,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Laurel St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims24 (1983–2006)
Claims Outside the SFHA2 of 24
Most Recent ClaimFeb 2006 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims
  • Severe Storms & Flooding, Feb 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1130 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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