1041 Laurel St, Napa, CA 94559 Property Records

Napa County property record for 1041 Laurel St, Napa, CA 94559

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,688 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$699,000 (May 2018)
Tax Bill$9,888 (2026)
Deeds & MortgagesMay 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN005-112-002-000

Property Details

APN / Parcel Number

Primary APN005-112-002-000
Alternative APNs
  • 005-112-002
  • 00511202

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,688 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1985
Architectural StyleVictorian
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number005-112-002
Street Address1041 LAUREL ST
CityNAPA
StateCA
Zip94559-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT5
Legal DescriptionNAPA ABAJO LOT 1 BLOCK 3
Legal SubdivisionNAPA ABAJO SUB
Legal Block3
Legal Lot Number1
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group3
Census Block3011
Census Tract200202

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1041 LAUREL ST, NAPA, CA 94559-3834
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 11, 2018Grant Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleJul 17, 2013 · Amount on Record
Deed Document Number20189453
Prior Transfer DateApr 18, 2003
Prior Transfer Doc0000021104
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1041 LAUREL ST, NAPA, CA 94559-3834
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010187
DateMay 7, 2020
Instrument2020-0010187
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateMay 11, 2018
Property Address1041 LAUREL ST, NAPA, CA 94559-3834
Document Number0000009453
Map ReferenceMB D
Instrument DateMay 9, 2018
Instrument2018-0009453
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST AMERICAN TITLE CO OF N

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1041 LAUREL ST, NAPA, CA 94559-3834

Mortgage

Document Number0000009454
DateMay 11, 2018
Instrument2018-0009454
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,888.00 (+2.14%) Homeowner's exemption$811,243 (+2%) Land $317,998 Building $493,245$811,243 (+2%) Land $317,998 Building $493,245
2025$9,681.00 (+5.15%) Homeowner's exemption$795,337 (+4.04%) Land $311,763 Building $483,574$795,337 Land $311,763 Building $483,574
2023$9,207.00 (+1.39%) Homeowner's exemption$764,455 Land $299,657 Building $464,798
2022$9,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims24 (1983–2006)
Claims Outside the SFHA2 of 24
Most Recent ClaimFeb 2006 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims
  • Severe Storms & Flooding, Feb 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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