Napa County property record for 1031 Laurel St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,606 sqft · built 1900 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on File |
| Last Sale | $735,000 (Oct 2016) |
| Tax Bill | $12,736 (2026) |
| Deeds & Mortgages | Feb 2023 Transfer Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 005-112-003-000 |
| Primary APN | 005-112-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 005-112-003 |
|---|---|
| Street Address | 1031 LAUREL ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT5 |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | 3 |
| Legal Lot Number | 1,8 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 200202 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 22, 2023 | Intrafamily Transfer, Transfer |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Apr 25, 2018 | Deed of Trust, Mortgage · Construction Mortgage HOMESTREET BANK |
| Jun 20, 2019 | Deed of Trust, Mortgage · ARM HOMESTREET BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2016 · Amount on File |
| Deed Sale | Oct 13, 2016 · Amount on File |
| Deed Document Number | 201626036 |
| Last Transfer Date | Feb 16, 2023 |
| Transfer Doc | 0000002774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Feb 22, 2023 |
| Property Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Document Number | 0000002774 |
| Map Reference | MB D PG 110 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023-0002774 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Document Number | 0000024216 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021-0024216 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008347 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018-0008347 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1031 LAUREL ST, NAPA, CA 94559-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011631 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2019-0011631 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,736.00 (+2.12%) Homeowner's exemption | $1,063,856 (+2%) Land $532,705 Building $531,151 | $1,063,856 (+2%) Land $532,705 Building $531,151 |
| 2025 | $12,471.00 (+5.24%) Homeowner's exemption | $1,042,997 (+4.04%) Land $522,260 Building $520,737 | $1,042,997 Land $522,260 Building $520,737 |
| 2023 | $11,850.00 (+1.42%) Homeowner's exemption | $1,002,498 Land $501,981 Building $500,517 | |
| 2022 | $11,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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