1120 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 1120 Eldorado St, Troy, NC 27371 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1950
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Tax Bill$490 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7529 20 80 6015

Property Details

APN / Parcel Number

Primary APN7529 20 80 6015
Alternative APN
  • 1483836

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,104 sqft Finished Area
Basement Area756 sqft
Unfinished Basement756 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1483836
Street Address1120 ELDORADO ST
CityTROY
StateNC
Zip27371-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORTON LOT 1 MORTON #1
Legal Lot Number1
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group3
Census Block3040
Census Tract960202

Owner

Source: Montgomery County records · APN 7529 20 80 6015

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 RAILROAD ST, BISCOE, NC 27209-9826
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateMar 02, 2021
Property Address1120 ELDORADO ST, TROY, NC 27371-9732
Document Number000867/518
Book / Page867 / 518
Map ReferenceCAB G SL 123-C
Instrument DateFeb 25, 2021
Instrument367015
Transaction TypeTransfer
Record UpdatedMar 08, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$93.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8405 LADINA PL, FORT WORTH, TX 76131-5311

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 RAILROAD ST, BISCOE, NC 27209-9826

Mortgage

Document Number0000367016
DateMar 02, 2021
Instrument367016
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$490.00$79,681 (+44.28%) Land $7,038 Building $72,643$79,681 (+44.28%) Land $7,038 Building $72,643
2023$55,227 Land $7,038 Building $48,189$55,227 Land $7,038 Building $48,189

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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