Montgomery County property record for 1104 Eldorado St, Troy, NC 27371 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1936 |
| Square Footage | 844 sqft Finished Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $52,000 (2017) |
| Tax Bill | $351.00 (2025) |
| Primary APN | 7528 08 89 7880 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 844 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,473 sqft (0.47 acres) |
| Depth X Width | 155 ft x 150 ft Depth x Width |
| Cooling System | Central Cooling |
|---|
| Account Number | 1479157 |
|---|---|
| Street Address | 1104 ELDORADO ST |
| City | TROY |
| State | NC |
| Zip | 27371-9732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITHERMAN PARK LOT 31-36 SMITHERMAN PK #31-36 |
| Legal Subdivision | SMITHERMAN PARK SUBDIVISION |
| Legal Lot Number | 31-36 |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | TROY |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7528 08 89 7880
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1104 ELDORADO ST, TROY, NC 27371-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Sep 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Prior Sale | Oct 30, 2007 · Amount on Record |
| Deed Doc Number | 2017351922 |
| Deed Book / Page | 796 / 247 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 1104 ELDORADO ST, TROY, NC 27371-9732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 00830/0319 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 0830/0319 |
| Instrument | 359560 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Mortgage Company |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Sep 19, 2017 |
| Property Address | 1104 ELDORADO ST, TROY, NC 27371-9732 |
| Document Number | 000796/247 |
| Book / Page | 796 / 247 |
| Map Reference | MB 74 PG 599 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 351922 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 ELDORADO ST, TROY, NC 27371-9732 |
| Document Number | 000796/250 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 796/250 |
| Instrument | 351923 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2032 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351.00 | $57,184 (-) Land $15,450 Building $41,734 | $57,184 (-) Land $15,450 Building $41,734 |
| 2023 | $57,184 Land $15,450 Building $41,734 | $57,184 Land $15,450 Building $41,734 |
1104 Eldorado St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Montgomery County (37123C), updated November 22, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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