1130 Cherry Point Rd, West River, MD 20778 Property Records

Anne Arundel County property record for 1130 Cherry Point Rd, West River, MD 20778

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,412 sqft · built 1940
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Nov 2009)
Tax Bill	$8,755 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-000-00815500`

Property Details

APN / Parcel Number

Primary APN	`07-000-00815500`
Alternative APNs	`7-000-00815500` `00000815500`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,412 sqft Living Area
1st Floor Area	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft
View / Lot	Waterfront
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	900 sqft
Porch	Open Porch
Porch Area	64 sqft
Deck Area	940 sqft
Shed	1 Shed
Shed Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00000815500
Street Address	1130 CHERRY POINT RD
City	WEST RIVER
State	MD
Zip	20778-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	1.06 ACRES CHERRY POINT
Legal Subdivision	CHERRY POINT
Legal Block	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1130 CHERRY POINT RD, WEST RIVER, MD 20778-9779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2009 · Amount on Record
Deed Sale	Nov 16, 2009 · Amount on Record
Prior Sale	Feb 5, 2003 · Amount on Record
Deed Document Number	20098693
Deed Book / Page	21681 / 98
Last Transfer Date	Apr 13, 2015
Transfer Doc	0283030129
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1130 CHERRY POINT RD, WEST RIVER, MD 20778-9779
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365870283
Date	Apr 19, 2021
Book Page	36587/283

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1130 CHERRY POINT RD, WEST RIVER, MD 20778-9779
Document Number	0319170243
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 GREEN GLEN CT HARVEST AL 357499655, HARVEST, AL 35749-9655

Mortgage

Document Number	0319170243
Date	Mar 14, 2018
Book Page	031917/000243

Lender

Name	SYNOVUS BK/FL
Type	Bank
Address	CUMMING, GA 30041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,800 (+4.27%) Land $505,000 Building $410,800	$915,800 (-) Land $505,000 Building $410,800
2025	$8,755.00 (+1.89%) Homeowner's exemption	$878,333 (+9.33%)	$915,800 (+13.99%) Land $505,000 Building $410,800
2024	$8,593.00 (+8.95%)
2023	$7,887.00 Homeowner's exemption	$803,400 Land $505,000 Building $298,400	$803,400 Land $505,000 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	50 (1979–2024)
Claims Outside the SFHA	11 of 50
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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