Anne Arundel County property record for 1125 Cherry Point Rd, West River, MD 20778
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,854 sqft · built 2007 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,300,000 (Aug 2026) |
| Tax Bill | $14,456 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000-01124100 |
| Primary APN | 07-000-01124100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,854 sqft Living Area |
| Gross Area | 6,430 sqft |
| 1st Floor Area | 2,618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 406 sqft |
| Deck Area | 294 sqft |
| Boat Access | Boat Access |
| Boat House | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00001124100 |
|---|---|
| Street Address | 1125 CHERRY POINT RD |
| City | WEST RIVER |
| State | MD |
| Zip | 20778-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Description | .80 ACRE CHERRY POINT |
| Legal Subdivision | CHERRY POINT |
| Legal Block | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 978 GALESVILLE RD, GALESVILLE, MD 20765-3100 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Feb 14, 2017 | Deed of Trust, Mortgage HAMILTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Deed Book / Page | 42645 / 3 |
| Prior Transfer Date | May 24, 2007 |
| Prior Transfer Doc | 0192260012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 21, 2026 |
| Property Address | 1125 CHERRY POINT RD, WEST RIVER, MD 20778-9780 |
| Document Number | 4264000003 |
| Book / Page | 42645 / 3 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,323,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 978 GALESVILLE RD, GALESVILLE, MD 20765-3100 |
| Document Number | 4264000010, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 42645/10 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1125 CHERRY POINT RD, WEST RIVER, MD 20778-9780 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1125 CHERRY POINT RD, WEST RIVER, MD 20778-9780 |
| Document Number | 0386290174 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 38629/174 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1125 CHERRY POINT RD, WEST RIVER, MD 20778-9780 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0374370070 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 37437/70 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1125 CHERRY POINT RD, WEST RIVER, MD 20778-9780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0306380001 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 30638/001 |
| Instrument | 30638-001 |
| Name | HAMILTON BANK |
|---|---|
| Type | Bank |
| Address | 21828 |
| Amount | Amount Recorded |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,515,000 (+7.07%) Land $454,800 Building $1,060,200 | $1,515,000 (-) Land $454,800 Building $1,060,200 | |
| 2025 | $14,456.00 (+2.13%) Homeowner's exemption | $1,414,900 (+16.48%) | $1,515,000 (+24.72%) Land $454,800 Building $1,060,200 |
| 2024 | $14,154.00 (+6.71%) | ||
| 2023 | $13,264.00 Homeowner's exemption | $1,214,700 Land $454,800 Building $759,900 | $1,214,700 Land $454,800 Building $759,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 50 (1979–2024) |
| Claims Outside the SFHA | 11 of 50 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures