1122 Cherry Point Rd, West River, MD 20778 Property Records

Anne Arundel County property record for 1122 Cherry Point Rd, West River, MD 20778

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,138 sqft · built 1999
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on Record
Tax Bill$2,646 (2023)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-000-90097877

Property Details

APN / Parcel Number

Primary APN07-000-90097877
Alternative APNs
  • 700090097877
  • 00090097877

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,138 sqft Living Area
Gross Area2,750 sqft
1st Floor Area1,118 sqft
Basement Area4 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area30,928 sqft (0.71 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area612 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area50 sqft
Deck Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number00090097877
Street Address1122 CHERRY POINT RD
CityWEST RIVER
StateMD
Zip20778-9779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 2B PAPPAMIHIEL PROPERTY
Legal SubdivisionPAPPAMIHIEL PROPERTY
Legal Block1
Legal Lot Number2B
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1122 CHERRY POINT RD, WEST RIVER, MD 20778-9779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1122 CHERRY POINT RD, WEST RIVER, MD 20778-9779
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0340450293
DateJan 8, 2020
Book Page34045/293
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$479,200 (+24.82%) Land $177,100 Building $302,100$479,200 (+24.82%) Land $177,100 Building $302,100
2023$2,646.00 Homeowner's exemption$383,900 Land $177,100 Building $206,800$383,900 Land $177,100 Building $206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims50 (1979–2024)
Claims Outside the SFHA11 of 50
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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