Polk County property record for 1130 Atlantic Rd, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,158 sqft · built 2019 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Oct 2021) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2020 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-11-031000-001190 |
| Primary APN | 23-28-11-031000-001190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 206 sqft |
| Street Address | 1130 ATLANTIC RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB1 |
| Legal Description | INGLESIDE SUB PB 7 PG 35 BLK A LOTS 18 & 19 THAT PT DESC AS BEG NE COR OF SAID LOT 19 RUN S00-18-12E 50.03 FT S89-43-24W 124.22 FT N00-15-06E 159.06 FT S48-59-02E 165.21 TO POB |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | INGLESIDE SUBDIVISION |
| Legal Tract | 31000 |
| Legal Block | A |
| Legal Lot Number | 18,19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 11100 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1130 ATLANTIC RD, LAKELAND, FL 33805-4100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Apr 7, 2020 | Court-Ordered Deed, Foreclosure NOT AVAILABLE |
| Sep 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Deed Document Number | 2021280909 |
| Deed Book / Page | 11956 / 1954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 27, 2021 |
| Property Address | 1130 ATLANTIC RD, LAKELAND, FL 33805-4100 |
| Document Number | 0000280909 |
| Book / Page | 11956 / 1954 |
| Map Reference | MB 7 PG 35 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021280909 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 S MASSACHUSETTS AVE, LAKELAND, FL 33801-5012 |
| Name | Verified Name |
|---|---|
| Address | 1130 ATLANTIC RD, LAKELAND, FL 33805-4100 |
| Document Number | 0000280910 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 11956/1956 |
| Instrument | 2021280910 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 7, 2020 |
| Property Address | 1130 ATLANTIC RD, LAKELAND, FL 33805-4100 |
| Document Number | 0112001363 |
| Book / Page | 011200 / 001363 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 75241 |
| Transaction Type | Foreclosure |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 26, 2019 |
| Property Address | 1130 ATLANTIC RD, LAKELAND, FL 33805-4100 |
| Document Number | 0109861845 |
| Book / Page | 010986 / 001845 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 204491 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,114 (+2.7%) | $184,105 (+6.06%) Land $45,310 Building $138,795 | |
| 2025 | $1,679.00 (+1.51%) Homeowner's exemption | $141,299 (+5.99%) | $173,584 (+16.11%) Land $32,121 Building $141,463 |
| 2023 | $1,654.00 (+3.57%) Homeowner's exemption | $133,317 (+3%) | $149,498 (+15.5%) Land $21,779 Building $127,719 |
| 2022 | $1,597.00 Homeowner's exemption | $129,434 Land $17,929 Building $111,505 | $129,434 Land $17,929 Building $111,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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