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1038 Atlantic Rd, Lakeland, FL 33805 Property Records

Polk County property record for 1038 Atlantic Rd, Lakeland, FL 33805

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 2006
Lot Size0.172 acres (7,501 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Aug 2021)
Tax Bill$3,202 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-28-11-031000-003110

Property Details

APN / Parcel Number

Primary APN23-28-11-031000-003110
Alternative APNs
  • 112823031000003110
  • 12823000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area1,474 sqft
1st Floor Area1,100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area374 sqft
PorchUnfinished Open Porch
Porch Area123 sqft
Shed1 Shed

Location & Zoning

Street Address1038 ATLANTIC RD
CityLAKELAND
StateFL
Zip33805-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB1
Legal DescriptionINGLESIDE SUB PB 7 PG 35 BLK C LOT 11
Legal Range23E
Legal Township28S
Legal Section11
Legal SubdivisionINGLESIDE SUBDIVISION
Legal Tract31000
Legal BlockC
Legal Lot Number11
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group3
Census Block3018
Census Tract11100

Owner

1038 Atlantic Rd is owned by a company that bought it in August 2021.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address2325 POINTE PKWY, 250, CARMEL, IN 46032-3295
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · Commercial Mortgage
GOLDMAN SACHS MORTGAGE COMPANY
Feb 15, 2022Special Warranty Deed, Transfer
AVENUE 365 LENDER SERVICES
Aug 9, 2021Warranty Deed, Transfer
AMERICAN PATRIOT TITLE
Mar 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2021 · Amount on File
Deed SaleAug 9, 2021 · Amount on File
Prior SaleApr 9, 2012 · Amount on File
Deed Document Number2021205731
Deed Book / Page11838 / 958
Prior Transfer DateDec 8, 2011
Prior Transfer Doc0000218517
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1038 ATLANTIC RD, LAKELAND, FL 33805-4123
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061743
DateMar 8, 2022
Book Page12149/2272
Instrument2022061743
Lender
NameGOLDMAN SACHS MORTGAGE COMPANY
TypeMortgage Company
AddressNEW YORK, NY 10282
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 15, 2022
Property Address1038 ATLANTIC RD, LAKELAND, FL 33805-4123
Document Number0000041307
Book / Page12117 / 1685
Map ReferenceMB 7 PG 35
Instrument DateJan 13, 2022
Instrument2022041307
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyAVENUE 365 LENDER SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2350 POINTE PKWY 250, 2350, CARMEL, IN 46032

Transferred To (Grantee/Buyer)

NameVerified Name
Address2350 POINTE PKWY # 250, 250, CARMEL, IN 46032
InvestorPossibly a Property Investor

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 9, 2021
Property Address1038 ATLANTIC RD, LAKELAND, FL 33805-4123
Document Number0000205731
Book / Page11838 / 958
Map ReferenceMB 7 PG 35
Instrument DateApr 14, 2021
Instrument2021205731
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyAMERICAN PATRIOT TITLE

Transaction

AmountAmount on Record
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6924 AKASH LN, 6924, LAKELAND, FL 33810-3228

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295
InvestorPossibly a Property Investor

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateMar 20, 2018
Property Address1038 ATLANTIC RD, LAKELAND, FL 33805-4123
Document Number0104280285
Book / Page010428 / 000285
Instrument DateMar 20, 2018
Instrument59684
Transaction TypeTransfer
Record UpdatedApr 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6924 AKASH LN LAKELAND FL 338103228, LAKELAND, FL 33810-3228

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Atlantic Rd was $3,202.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,602 (+0.62%) Land $31,879 Building $146,723$178,602 (+0.62%) Land $31,879 Building $146,723
2025$3,202.00$177,498 Land $18,752 Building $158,746$177,498 Land $18,752 Building $158,746
2023$2,807.00 (+16.62%)$154,017 (+17.5%) Land $12,752 Building $141,265$154,017 (+17.5%) Land $12,752 Building $141,265
2022$2,407.00$131,080 Land $10,501 Building $120,579$131,080 Land $10,501 Building $120,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Atlantic Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Atlantic Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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