Polk County property record for 1050 Atlantic Rd, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 2006 |
| Lot Size | 0.143 acres (6,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Aug 2017) |
| Tax Bill | $574 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-11-031000-003140 |
| Primary APN | 23-28-11-031000-003140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 1,474 sqft |
| 1st Floor Area | 1,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,247 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 123 sqft |
| Street Address | 1050 ATLANTIC RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-4123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INGLESIDE SUB PB 7 PG 35 BLK C LOT 14 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | INGLESIDE SUBDIVISION |
| Legal Tract | 31000 |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11100 |
1050 Atlantic Rd is owned and occupied by an individual who bought it in August 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1050 ATLANTIC RD, LAKELAND, FL 33805-4123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 18, 2017 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS |
| Apr 5, 2017 | Warranty Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on File |
| Deed Sale | Aug 18, 2017 · Amount on File |
| Prior Sale | Apr 5, 2017 · Amount on File |
| Deed Document Number | 2017160021 |
| Deed Book / Page | 10238 / 462 |
| Prior Transfer Date | Sep 12, 2016 |
| Prior Transfer Doc | 0000169299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1050 ATLANTIC RD, LAKELAND, FL 33805-4123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1050 ATLANTIC RD, LAKELAND, FL 33805-4123 |
| Document Number | 0000145198 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 11745/901 |
| Instrument | 2021145198 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 1050 ATLANTIC RD, LAKELAND, FL 33805-4123 |
| Document Number | 0102380462 |
| Book / Page | 010238 / 000462 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 160021 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1138 GILMORE AVE LAKELAND FL 338054665, LAKELAND, FL 33805-4665 |
| Document Number | 102360464 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 010236/000464 |
| Instrument | 160022 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 5, 2017 |
| Property Address | 1050 ATLANTIC RD, LAKELAND, FL 33805-4123 |
| Document Number | 0101091071 |
| Book / Page | 010109 / 001071 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 64123 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 904 LAKE DESTINY RD #A ALTAMONTE SPRINGS FL 327146925, A, ALTAMONTE SPRINGS, FL 32714-6925 |
The 2025 property tax bill for 1050 Atlantic Rd was $574 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,287 (+2.7%) | $165,390 (+4.42%) Land $26,550 Building $138,840 | |
| 2025 | $574.00 Homeowner's exemption | $73,308 | $158,395 Land $15,617 Building $142,778 |
| 2023 | $559.00 (+1.08%) Homeowner's exemption | $69,167 (+3%) | $137,635 (+17.55%) Land $10,620 Building $127,015 |
| 2022 | $553.00 Homeowner's exemption | $67,152 | $117,082 Land $8,746 Building $108,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1050 Atlantic Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1050 Atlantic Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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