113 S 65th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 113 S 65th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1904
Lot Size	0.071 acres (3,128 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2024)
Tax Bill	$1,126 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0580-04160`

Property Details

APN / Parcel Number

Primary APN	`010-0580-04160`
Alternative APNs	`1013906` `1171198`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	704 sqft Gross Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Lot Area	3,128 sqft (0.071 acres)
Garage Type	Detached
Garage Area	216 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	64 sqft
Deck Area	72 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1171198
Street Address	113 S 65TH AVE W
City	DULUTH
State	MN
Zip	55807-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 24 SERIAL #
Legal Subdivision	CLINTON PLACE ADD TO DULUTH
Legal Block	24
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3031
Census Tract	3300

Owner

113 S 65th Ave W is owned and occupied by an individual who bought it in September 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	113 S 65TH AVE W, DULUTH, MN 55807-2218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Aug 8, 2016 · Amount on File
Deed Document Number	20241494937
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	113 S 65TH AVE W, DULUTH, MN 55807-2218
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001417099
Date	Jun 21, 2021
Instrument	1417099

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 18, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 18, 2024
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	Prime Rate
Max Rate	9.99%

Tax Assessment & Valuation

The 2026 property tax bill for 113 S 65th Ave W was $1,126 with a homeowner's exemption, up 28.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,126.00 (+28.54%) Homeowner's exemption
2025	$876.00 Homeowner's exemption	$126,300 (+31.43%) Land $7,900 Building $118,400	$126,300 (+31.43%) Land $7,900 Building $118,400
2024		$96,100 Land $7,300 Building $88,800	$96,100 Land $7,300 Building $88,800
2022	$25.00	$97,100 Land $7,000 Building $90,100	$97,100 Land $7,000 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 S 65th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 S 65th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20