St. Louis County property record for 103 S 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1891 |
| Lot Size | 0.215 acres (9,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Jul 2013) |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0580-04200 |
| Primary APN | 010-0580-04200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Gross Area |
| 1st Floor Area | 612 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,380 sqft (0.215 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 146 sqft |
| Deck Area | 264 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 953939 |
|---|---|
| Street Address | 103 S 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 THROUGH 16, BLOCK 24 SERIAL # |
| Legal Subdivision | CLINTON PLACE ADDITION |
| Legal Block | 24 |
| Legal Lot Number | 14-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 3300 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 S 65TH AVE W, DULUTH, MN 55807-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2013 · Amount on Record |
| Deed Sale | Jul 15, 2013 · Amount on Record |
| Prior Sale | Jan 15, 2013 · Amount on Record |
| Deed Document Number | 20131218293 |
| Prior Transfer Date | Nov 15, 2011 |
| Prior Transfer Doc | 0001181943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 103 S 65TH AVE W, DULUTH, MN 55807-2218 |
| Document Number | 00A1389307 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 S 65TH AVE W DULUTH MN 558072218, DULUTH, MN 55807-2218 |
| Document Number | 00A1389307 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | A1389307 |
| Name | CREDIT UNION MEMBERS MTG |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 (+7.99%) Homeowner's exemption | ||
| 2025 | $1,928.00 (-0.92%) Homeowner's exemption | $197,700 (+18.1%) Land $20,200 Building $177,500 | $197,700 (+18.1%) Land $20,200 Building $177,500 |
| 2024 | $1,946.00 | $167,400 (+21.92%) Land $18,600 Building $148,800 | $167,400 (+21.92%) Land $18,600 Building $148,800 |
| 2022 | $137,300 Land $17,900 Building $119,400 | $137,300 Land $17,900 Building $119,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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