St. Louis County property record for 110 S 65th Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 688 sqft · built 1890 |
| Lot Size | 0.103 acres (4,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Aug 2023) |
| Tax Bill | $2,266 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4540-02720 |
| Primary APN | 010-4540-02720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 688 sqft Gross Area |
| 1st Floor Area | 688 sqft |
| Basement Area | 516 sqft |
| Finished Basement | 516 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,498 sqft (0.103 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 28 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1152820 |
|---|---|
| Street Address | 110 S 65TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 AND NLY 11 FT OF LOT 5 SERIAL # |
| Legal Subdivision | WEST END ADD TO DULUTH |
| Legal Block | 17 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 3300 |
110 S 65th Ave W is owned and occupied by an individual who bought it in August 2023.
Source: St. Louis County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 S 65TH AVE W, DULUTH, MN 55807-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC |
| Aug 14, 2020 | Warranty Deed, Transfer NORTH SHORE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on File |
| Deed Sale | Aug 10, 2023 · Amount on File |
| Prior Sale | Aug 14, 2020 · Amount on File |
| Deed Document Number | 20231071058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 10, 2023 |
| Property Address | 110 S 65TH AVE W, DULUTH, MN 55807-2219 |
| Document Number | 0001071058 |
| Map Reference | MB 715 PG 535 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 1071058 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $801.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 S 65TH AVE W, DULUTH, MN 55807-2219 |
| Document Number | 0001071059 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 1071059 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0001071060 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 1071060 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 110 S 65TH AVE W, DULUTH, MN 55807-2219 |
| Document Number | 00T1033894 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2975 COUNTY ROAD 103 MOOSE LAKE MN 55767, MOOSE LAKE, MN 55767 |
| Document Number | 00T1033894 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | T1033894 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | 1127 TOWER AVE, SUPERIOR, WI 54880-1502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 14, 2020 |
| Property Address | 110 S 65TH AVE W, DULUTH, MN 55807-2219 |
| Document Number | 00T1027403 |
| Instrument Date | Aug 7, 2020 |
| Instrument | T1027403 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $241.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 822 MOOSE LAKE MN 557670822, MOOSE LAKE, MN 55767-0822 |
The 2026 property tax bill for 110 S 65th Ave W was $2,266 with a homeowner's exemption, up 8.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,266.00 (+8.21%) Homeowner's exemption | ||
| 2025 | $2,094.00 (+6.4%) Homeowner's exemption | $212,000 (+18.63%) Land $11,300 Building $200,700 | $212,000 (+18.63%) Land $11,300 Building $200,700 |
| 2024 | $1,968.00 (+24.71%) | $178,700 Land $10,400 Building $168,300 | $178,700 Land $10,400 Building $168,300 |
| 2023 | $1,578.00 | ||
| 2022 | $103,900 (+9.02%) Land $10,000 Building $93,900 | $103,900 (+9.02%) Land $10,000 Building $93,900 | |
| 2021 | $95,300 Land $9,200 Building $86,100 | $95,300 Land $9,200 Building $86,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 110 S 65th Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 110 S 65th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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