Madison County property record for 113 Rainbow Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,395 sqft |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,500 (May 1992) |
| Tax Bill | $1,234 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0002-0007 |
| Primary APN | 0074-0002-0007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,395 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 59028 |
|---|---|
| Street Address | 113 RAINBOW CT |
| City | BEREA |
| State | KY |
| Zip | 40403-9005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINBOW ACRES LOT 61 BLK E |
| Legal Subdivision | RAINBOW ACRES |
| Legal Block | E |
| Legal Lot Number | 61 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11303 |
Source: Madison County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 RAINBOW CT, BEREA, KY 40403-9005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Aug 9, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 1992 · Amount on Record |
| Deed Sale | May 26, 1992 · Amount on Record |
| Deed Document Number | 0000424691 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 113 RAINBOW CT, BEREA, KY 40403-9005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2031/634 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | M2031/634 |
| Instrument | 2014031192 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 113 RAINBOW CT, BEREA, KY 40403-9005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013962924 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | M01758/268 |
| Instrument | 2013962924 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 8, 2037 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234.00 (-4.78%) Homeowner's exemption | $180,000 (-) | $180,000 (-) |
| 2023 | $1,296.00 Homeowner's exemption | $180,000 | $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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