112 Rainbow Ct, Berea, KY 40403 Property Records

Madison County property record for 112 Rainbow Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,199 sqft
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2022)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0074-0002-0011`

Property Details

APN / Parcel Number

Primary APN	`0074-0002-0011`
Alternative APNs	`119714` `95861` `49177`

Interior

Stories	1 Story
Building Area	1,199 sqft Living Area

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Basement
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	49177
Street Address	112 RAINBOW CT
City	BEREA
State	KY
Zip	40403-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW ACRES LOT 65 BLK E
Legal Subdivision	RAINBOW ACRES
Legal Block	E
Legal Lot Number	65
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1003
Census Tract	11303

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	112 RAINBOW CT, BEREA, KY 40403-9004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
Dec 29, 2022	Warranty Deed, Transfer
Aug 26, 2020	Deed, Transfer
Aug 26, 2020	Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	2014125347
Deed Book / Page	D833 / 274
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	112 RAINBOW CT, BEREA, KY 40403-9004
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RAINBOW CT, BEREA, KY 40403-9004

Mortgage

Document Number	0M2244/477
Date	Jul 3, 2023
Book Page	M2244/477
Instrument	2014154511

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 29, 2022
Property Address	112 RAINBOW CT, BEREA, KY 40403-9004
Document Number	00D833/274
Book / Page	D833 / 274
Map Reference	CAB P10 SL 38
Instrument Date	Dec 28, 2022
Instrument	2014125347
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 HALCOMB LN, PAINT LICK, KY 40461-8900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RAINBOW CT, BEREA, KY 40403-9004

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 26, 2020
Property Address	112 RAINBOW CT, BEREA, KY 40403-9004
Document Number	D00793/194
Book / Page	D00793 / 194
Map Reference	CAB P10 SL 38
Instrument Date	Aug 21, 2020
Instrument	2014018840
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 APACHE DR, 300, PAINT LICK, KY 40461-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 HALCOMB LN, PAINT LICK, KY 40461-8900

August 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 26, 2020
Property Address	112 RAINBOW CT, BEREA, KY 40403-9004
Document Number	D00793/191
Book / Page	D00793 / 191
Map Reference	CAB P10 SL 38
Instrument Date	Aug 20, 2020
Instrument	2014018839
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, BEREA, KY 40403-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 APACHE DR, PAINT LICK, KY 40461-9752

Mortgage

Document Number	2014018841
Date	Aug 26, 2020
Instrument	2014018841

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00 (+10.17%) Additional exemption filed	$170,000 (+13.33%)	$170,000 (+13.33%)
2023	$1,455.00 (-9.35%)	$150,000 (-9.09%)	$150,000 (-9.09%)
2022	$1,605.00	$165,000	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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