107 Rainbow Ct, Berea, KY 40403 Property Records

Madison County property record for 107 Rainbow Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,368 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Mar 2022)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0074-0002-0004`

Property Details

APN / Parcel Number

Primary APN	`0074-0002-0004`
Alternative APNs	`133540` `96346` `63443`

Interior

Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Exterior Material	Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	63443
Street Address	107 RAINBOW CT
City	BEREA
State	KY
Zip	40403-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW ACRES LOT 58 BLK E
Legal Subdivision	RAINBOW ACRES
Legal Block	E
Legal Lot Number	58
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1001
Census Tract	11303

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	71 EVERGREEN DR, ORINDA, CA 94563-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	2014082027
Deed Book / Page	D820 / 197
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 17, 2022
Property Address	107 RAINBOW CT, BEREA, KY 40403-9005
Document Number	00D820/197
Book / Page	D820 / 197
Map Reference	MB 10 PG 38
Instrument Date	Mar 7, 2022
Instrument	2014082027
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11918 CLIMAX RD, 11918, MC KEE, KY 40447-9054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 EVERGREEN DR, ORINDA, CA 94563-3114
Investor	Possibly a Property Investor

Mortgage

Document Number	2014082028
Date	Mar 17, 2022
Instrument	2014082028

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 29, 2017
Property Address	107 RAINBOW CT, BEREA, KY 40403-9005
Document Number	D00749/487
Book / Page	D00749 / 487
Map Reference	MB10 PG38
Instrument Date	Aug 23, 2017
Instrument	2013963995
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 CHESTNUT FLAT RD, 1777, MC KEE, KY 40447-8041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RAINBOW CT, BEREA, KY 40403-9005
Investor	Possibly a Property Investor

Mortgage

Document Number	2013963996
Date	Aug 29, 2017
Instrument	2013963996

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (-2.74%) Additional exemption filed	$177,000 (-)	$177,000 (-)
2023	$1,716.00	$177,000	$177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	2 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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