Bergen County and Ridgewood Village property record for 113 Pine St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,377 sqft · built 1925 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Nov 2005) |
| Tax Bill | $13,465 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01505-0000-00005 |
| Primary APN | 51-01505-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,377 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 83 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 113 PINE ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .114 AC |
| Legal Block | 1505 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 47100 |
113 Pine St is owned and occupied by two individuals who bought it in November 2005.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 PINE ST, RIDGEWOOD, NJ 07450-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Feb 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2005 · Amount on File |
| Deed Sale | Nov 22, 2005 · Amount on File |
| Deed Book / Page | 8957 / 352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 113 PINE ST, RIDGEWOOD, NJ 07450-1619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 113 PINE ST, RIDGEWOOD, NJ 07450-1619 |
| Document Number | 0056420813 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 5642/813 |
| Instrument | 2025076299 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 113 PINE ST, RIDGEWOOD, NJ 07450-1619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031802098 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 3180/2098 |
| Instrument | 19-011267 |
| Name | COLUMBIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 113 PINE ST, RIDGEWOOD, NJ 07450-1619 |
| Document Number | 0029010343 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Title Company | FIRST JERSEY TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 PINE ST RIDGEWOOD NJ 074501619, RIDGEWOOD, NJ 07450-1619 |
| Document Number | 0029010343 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 002901/000343 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 5, 2028 |
The 2025 property tax bill for 113 Pine St was $13,465, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,900 (-) Land $227,800 Building $238,100 | $465,900 (-) Land $227,800 Building $238,100 | |
| 2025 | $13,465.00 (+0.74%) | $465,900 Land $227,800 Building $238,100 | $465,900 Land $227,800 Building $238,100 |
| 2024 | $13,366.00 | ||
| 2023 | $465,900 Land $227,800 Building $238,100 | $465,900 Land $227,800 Building $238,100 | |
| 2022 | $12,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Pine St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 82 (1984–2021) |
| Claims Outside the SFHA | 15 of 82 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Pine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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