106 Pine St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 106 Pine St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,222 sqft · built 1925
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$563,000 (Oct 2021)
Tax Bill$11,904 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN51-01509-0000-00015

Property Details

APN / Parcel Number

Primary APN51-01509-0000-00015
Alternative APN
  • 510150900015

Interior

Stories2 Stories
Building Area1,222 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions192 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address106 PINE ST
CityRIDGEWOOD
StateNJ
Zip07450-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.220 AC (1509,17)
Legal Block1509
Legal Lot Number15
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4007
Census Tract47100

Owner

106 Pine St is owned and occupied by two individuals who bought it in October 2021.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address106 PINE ST, RIDGEWOOD, NJ 07450-1620
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on File
Deed SaleOct 22, 2021 · Amount on File
Prior SaleJun 23, 2010 · Amount on File
Deed Document Number2021160107
Deed Book / Page4425 / 905
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address106 PINE ST, RIDGEWOOD, NJ 07450-1620
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044250912
DateOct 22, 2021
Book Page4425/912
Instrument2021160108
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 106 Pine St was $11,904, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$411,900 (-) Land $264,500 Building $147,400$411,900 (-) Land $264,500 Building $147,400
2025$11,904.00 (+0.74%)$411,900 Land $264,500 Building $147,400$411,900 Land $264,500 Building $147,400
2024$11,817.00
2023$411,900 Land $264,500 Building $147,400$411,900 Land $264,500 Building $147,400
2022$11,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Pine St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims82 (1984–2021)
Claims Outside the SFHA15 of 82
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine St

Nearby Streets

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