110 Pine St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 110 Pine St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,207 sqft · built 1925
Lot Size0.145 acres (6,316 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Sep 2021)
Tax Bill$11,832 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51-01509-0000-00016

Property Details

APN / Parcel Number

Primary APN51-01509-0000-00016
Alternative APN
  • 510150900016

Interior

Stories2 Stories
Building Area1,207 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address110 PINE ST
CityRIDGEWOOD
StateNJ
Zip07450-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.145 AC (1509,18)
Legal Block1509
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4007
Census Tract47100

Owner

Source: Bergen County and Ridgewood Village records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address110 PINE ST, RIDGEWOOD, NJ 07450-1620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK
Sep 8, 2021Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2021 · Amount on Record
Deed SaleSep 8, 2021 · Amount on Record
Prior SaleJun 25, 2008 · Amount on Record
Deed Document Number2021141552
Deed Book / Page4364 / 1078
Prior Transfer DateApr 1, 2007
Prior Transfer Doc9299000208
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJun 25, 2026
Property Address110 PINE ST, RIDGEWOOD, NJ 07450-1620
Document Number0000042635
Book / Page5830 / 749
Instrument DateJun 6, 2026
Instrument202642635
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 PINE ST, RIDGEWOOD, NJ 07450-1620
InvestorPossibly a Property Investor

Mortgage

Document Number0000042635,
DateJun 25, 2026
Book Page5830/749
Instrument202642635
Lender
NameTD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 11, 2056
Interest
Rate6.37%
Max Rate-1%

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 8, 2021
Property Address110 PINE ST, RIDGEWOOD, NJ 07450-1620
Document Number0043641078
Book / Page4364 / 1078
Instrument DateAug 19, 2021
Instrument2021141552
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,761.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address614 MORNINGSIDE RD, 614, RIDGEWOOD, NJ 07450-1318

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 PINE ST, RIDGEWOOD, NJ 07450-1620
InvestorPossibly a Property Investor

Mortgage

Document Number2021141553
DateSep 8, 2021
Instrument2021141553
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,400 (-) Land $230,000 Building $179,400$409,400 (-) Land $230,000 Building $179,400
2025$11,832.00 (+0.74%)$409,400 (-) Land $230,000 Building $179,400$409,400 (-) Land $230,000 Building $179,400
2024$11,745.00 (+4.98%)
2023$409,400 Land $230,000 Building $179,400$409,400 Land $230,000 Building $179,400
2022$11,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims82 (1984–2021)
Claims Outside the SFHA15 of 82
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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