113 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 113 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,335 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$150,900 (Nov 2023)
Tax Bill	$2,628 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 299.10-1-33.00`

Property Details

APN / Parcel Number

Primary APN	`364600 299.10-1-33.00`
Alternative APNs	`460029901000010330000000` `003520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	950 sqft
Upper Floors Area	385 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003520
Street Address	113 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3018
Census Tract	590800

Owner

113 Oneida St is owned and occupied by two individuals who bought it in November 2023.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 ONEIDA ST, ONEONTA, NY 13820-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Nov 4, 2009 · Amount on File
Deed Document Number	20234801
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 21, 2023
Property Address	113 ONEIDA ST, ONEONTA, NY 13820-2127
Document Number	0000000801
Instrument Date	Nov 6, 2023
Instrument	2023-4801
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 OTSEGO ST, ONEONTA, NY 13820-2640

Mortgage

Document Number	0000000802
Date	Nov 21, 2023
Instrument	2023-4802

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 113 Oneida St was $2,628, down 12.3% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,628.00 (-12.31%)
2025	$2,997.00	$81,600 Land $21,100 Building $60,500	$116,571 Land $30,143 Building $86,428
2023	$1,120.00 Homeowner's exemption	$78,000 (-) Land $21,100 Building $56,900	$100,000 (+12.82%) Land $27,051 Building $72,949
2022		$78,000 Land $21,100 Building $56,900	$88,636 Land $23,977 Building $64,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Oneida St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Oneida St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20