119 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 119 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1947
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2021)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 299.10-1-30.00`

Property Details

APN / Parcel Number

Primary APN	`364600 299.10-1-30.00`
Alternative APNs	`460029901000010300000000` `002300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	773 sqft
Upper Floors Area	364 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Width	51 ft Width
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Canopy	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002300
Street Address	119 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003 0 0
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3018
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 ONEIDA ST, ONEONTA, NY 13820-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	20213915
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 14, 2021
Property Address	119 ONEIDA ST, ONEONTA, NY 13820-2127
Document Number	915
Instrument Date	Jul 8, 2021
Instrument	2021-3915
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 MILL CREEK RD, OTEGO, NY 13825-3206
Investor	Possibly a Property Investor

Mortgage

Document Number	916
Date	Jul 14, 2021
Instrument	2021-3916

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+191.56%)	$74,300 (-) Land $20,900 Building $53,400	$106,143 (+11.43%) Land $29,857 Building $76,286
2023	$818.00	$74,300 (-) Land $20,900 Building $53,400	$95,256 (+12.82%) Land $26,795 Building $68,461
2022		$74,300 Land $20,900 Building $53,400	$84,432 Land $23,750 Building $60,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20