113 Oak St E, Vermillion, MN 55085 Property Records

Dakota County property record for 113 Oak St E, Vermillion, MN 55085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,292 sqft · built 1983
Lot Size	0.452 acres (19,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jun 2019)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-82100-02-025`

Property Details

APN / Parcel Number

Primary APN	`40-82100-02-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	2,292 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	19,700 sqft (0.452 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	113 OAK ST E
City	VERMILLION
State	MN
Zip	55085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF VERMILLION 2 2 N 27 FT OF W 100 FT OF LOT 1 BLK 2 & W 100 FT OF
Legal Range	18W
Legal Township	114
Legal Section	15
Legal Subdivision	VILLAGE OF VERMILLION
Legal Block	2
Legal Lot Number	1
Jurisdiction	DAKOTA MN
Township / Civil Division	VERMILLION
Census Block Group	2
Census Block	2021
Census Tract	61001

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 OAK ST E, VERMILLION, MN 55085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	20193309165
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	113 OAK ST E, VERMILLION, MN 55085
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003464007
Date	May 24, 2021
Instrument	3464007

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 11, 2019
Property Address	113 OAK ST E, VERMILLION, MN 55085
Document Number	0003309165
Instrument Date	Jun 7, 2019
Instrument	3309165
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 OAK ST E, VERMILLION, MN 55085

Mortgage

Document Number	0003309166
Date	Jun 11, 2019
Instrument	3309166

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Vermillion City
Unified School District	Hastings Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,818.00	$452,500 Land $87,500 Building $365,000	$452,500 Land $87,500 Building $365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2003)
Most Recent Claim	May 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vermillion serves 451 people · EPA ID MN1190028
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Southeast MN Wifi Fixed Wireless	300 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Verizon.

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