104 Oak St E, Vermillion, MN 55085 Property Records

Dakota County property record for 104 Oak St E, Vermillion, MN 55085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1978
Lot Size	0.282 acres (12,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Dec 2001)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-82100-03-030`

Property Details

APN / Parcel Number

Primary APN	`40-82100-03-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,028 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Wood
Lot Area	12,285 sqft (0.282 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	104 OAK ST E
City	VERMILLION
State	MN
Zip	55085-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF VERMILLION 3 3
Legal Range	18W
Legal Township	114
Legal Section	15
Legal Subdivision	VILLAGE OF VERMILLION
Legal Block	3
Legal Lot Number	30
Jurisdiction	DAKOTA MN
Township / Civil Division	VERMILLION
Census Block Group	2
Census Block	2017
Census Tract	61001

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 198, VERMILLION, MN 55085-0198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2001 · Amount on Record
Deed Sale	Dec 6, 2001 · Amount on Record
Deed Document Number	2001180816
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	104 OAK ST E, VERMILLION, MN 55085-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ESQUIRE TITLE SERVICE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003265081
Date	Aug 10, 2018
Instrument	3265081

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	104 OAK ST E, VERMILLION, MN 55085-4200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003400287
Date	Sep 22, 2020
Instrument	3400287

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Vermillion City
Unified School District	Hastings Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00	$353,600 Land $85,800 Building $267,800	$353,600 Land $85,800 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2003)
Most Recent Claim	May 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vermillion serves 451 people · EPA ID MN1190028
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Southeast MN Wifi Fixed Wireless	300 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Verizon.

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