110 Oak St E, Vermillion, MN 55085 Property Records

Dakota County property record for 110 Oak St E, Vermillion, MN 55085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,976 sqft · built 1957
Lot Size	0.312 acres (13,580 sqft)
Owner	Individual Name on Record
Tax Bill	$2,538 (2025)
Deeds & Mortgages	May 2026 Construction Loan Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`40-82100-02-160`

Property Details

APN / Parcel Number

Primary APN	`40-82100-02-160`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	13,580 sqft (0.312 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	110 OAK ST E
City	VERMILLION
State	MN
Zip	55085-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF VERMILLION 16 2
Legal Range	18W
Legal Township	114
Legal Section	15
Legal Subdivision	VILLAGE OF VERMILLION
Legal Block	2
Legal Lot Number	160
Jurisdiction	DAKOTA MN
Township / Civil Division	VERMILLION
Census Block Group	2
Census Block	2021
Census Tract	61001

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 OAK ST E, VERMILLION, MN 55085-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Construction Mortgage VERMILLION STATE BANK
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit VERMILLION STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2016
Transfer Doc	0003168273
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Recording Date	May 22, 2026
Property Address	110 OAK ST E, VERMILLION, MN 55085-4200
Document Number	0003725360
Instrument Date	May 15, 2026
Instrument	20263725360
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 OAK ST E, VERMILLION, MN 55085-4200

Mortgage

Document Number	0003725360,
Date	May 22, 2026
Instrument	20263725360

Lender

Name	VERMILLION STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2027

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	110 OAK ST E, VERMILLION, MN 55085-4200
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 OAK ST E, VERMILLION, MN 55085-4200

Mortgage

Document Number	0003594510
Date	Jul 14, 2023
Instrument	3594510

Lender

Name	VERMILLION STATE BANK
Type	Bank
Address	VERMILLION, MN 55085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	94 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Vermillion City
Unified School District	Hastings Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (+7.36%)	$312,100 (+12.23%) Land $83,300 Building $228,800	$312,100 (+12.23%) Land $83,300 Building $228,800
2023	$2,364.00 Homeowner's exemption
2022	$2,364.00	$278,100 Land $73,800 Building $204,300	$278,100 Land $73,800 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2003)
Most Recent Claim	May 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vermillion serves 451 people · EPA ID MN1190028
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Southeast MN Wifi Fixed Wireless	300 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Verizon.

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