113 Kersten, Williamsburg, VA 23188 Property Records

James City County property record for 113 Kersten, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,449 sqft · built 2001
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,699 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-3 09-0-0058`

Property Details

APN / Parcel Number

Primary APN	`31-3 09-0-0058`
Alternative APN	`10375`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	5,449 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	22,521 sqft (0.517 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10375
Street Address	113 KERSTEN
City	WILLIAMSBURG
State	VA
Zip	23188-7499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-58 S-17 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	58
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	2
Census Block	2000
Census Tract	80207

Owner

113 Kersten is owned and occupied by two individuals who acquired it in December 2017.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	113 KERSTEN, WILLIAMSBURG, VA 23188-7499
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Dec 1, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Nov 7, 2014
Last Transfer Date	Dec 1, 2017
Transfer Doc	0000022582
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	113 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0000005853
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KERSTEN WILLIAMSBURG VA 231887499, WILLIAMSBURG, VA 23188-7499

Mortgage

Document Number	0000005853
Date	Apr 29, 2020
Instrument	5853

Lender

Name	AMERISAVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

Interest

Rate Type	Fixed Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 1, 2017
Property Address	113 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0000022582
Instrument Date	Nov 30, 2017
Instrument	22582
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 KERSTEN WILLIAMSBURG VA 231887499, WILLIAMSBURG, VA 23188-7499

Tax Assessment & Valuation

The 2025 property tax bill for 113 Kersten was $8,699, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,699.00 (+6.41%)	$1,048,100 Land $333,100 Building $715,000	$1,048,100 Land $333,100 Building $715,000
2024	$8,175.00 (+10.86%)
2023	$7,374.00	$888,500 Land $190,000 Building $698,500	$888,500 Land $190,000 Building $698,500
2022	$7,374.00
2019	$7,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Kersten in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Kersten is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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