108 Kersten, Williamsburg, VA 23188 Property Records

James City County property record for 108 Kersten, Williamsburg, VA 23188 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,634 sqft · built 2009
Lot Size	0.455 acres (19,820 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2020)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-3 09-0-0056`

Property Details

APN / Parcel Number

Primary APN	`31-3 09-0-0056`
Alternative APN	`10374`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	3,634 sqft Living Area
Basement Area	2,519 sqft
Finished Basement	1,126 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	19,820 sqft (0.455 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	448 sqft
Patio Area	427 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10374
Street Address	108 KERSTEN
City	WILLIAMSBURG
State	VA
Zip	23188-7499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-56 S-17 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	56
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	2
Census Block	2000
Census Tract	80207

Owner

Source: James City County records · APN 31-3 09-0-0056

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 KERSTEN, WILLIAMSBURG, VA 23188-7499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Jun 19, 2015
Deed Document Number	200005384
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 17, 2020
Property Address	108 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0000005384
Instrument Date	Mar 12, 2020
Instrument	5384
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 KERSTEN WILLIAMSBURG VA 23188, WILLIAMSBURG, VA 23188

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,991.00 (+6.42%)	$842,300 (+15.84%) Land $207,100 Building $635,200	$842,300 (+15.84%) Land $207,100 Building $635,200
2024	$6,569.00 (+8.87%)
2023	$6,034.00	$727,100 Land $118,800 Building $608,300	$727,100 Land $118,800 Building $608,300
2022	$6,034.00 (+12.14%)
2019	$5,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force 8 of 10 on primary residences
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.