112 Kersten, Williamsburg, VA 23188 Property Records

James City County property record for 112 Kersten, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,016 sqft · built 2002
Lot Size	0.542 acres (23,610 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Apr 2023)
Tax Bill	$9,504 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-3 09-0-0057`

Property Details

APN / Parcel Number

Primary APN	`31-3 09-0-0057`
Alternative APN	`21245`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,016 sqft Living Area
Basement Area	2,353 sqft
Finished Basement	1,190 sqft
Unfinished Basement	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Attached
Garage Area	1,031 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	405 sqft
Deck Area	420 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21245
Street Address	112 KERSTEN
City	WILLIAMSBURG
State	VA
Zip	23188-7499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-57 S-17 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	57
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	2
Census Block	2000
Census Tract	80207

Owner

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Oct 22, 2025	Re-recorded Document
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 3, 2018	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	20233761
Last Transfer Date	Oct 20, 2025
Transfer Doc	0202514961
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Oct 20, 2025
Property Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0202514766
Map Reference	MB 61 PG 17-18
Instrument Date	Oct 20, 2025
Instrument	202514766
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 EASTBURY, WILLIAMSBURG, VA 23188-8908

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	JAMES CITY VA
Recording Date	Oct 22, 2025
Property Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0202514961
Map Reference	MB 61 PG 17&18
Instrument Date	Oct 20, 2025
Instrument	202514961
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 20, 2023
Property Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0202303761
Instrument Date	Mar 8, 2023
Instrument	202303761
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499

Mortgage

Document Number	0202303762
Date	Apr 20, 2023
Instrument	202303762

Lender

Name	MORGAN STANLEY PRIVATE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 3, 2018
Property Address	112 KERSTEN, WILLIAMSBURG, VA 23188-7499
Document Number	0000015811
Instrument Date	Sep 26, 2018
Instrument	15811
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 KERSTEN WILLIAMSBURG VA 231887499, WILLIAMSBURG, VA 23188-7499

Mortgage

Document Number	15812
Date	Oct 3, 2018
Instrument	15812

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,504.00 (+6.42%)	$1,145,100 (+33.96%) Land $333,100 Building $812,000	$1,145,100 (+33.96%) Land $333,100 Building $812,000
2024	$8,931.00 (+25.9%)
2023	$7,094.00	$854,800 Land $190,000 Building $664,800	$854,800 Land $190,000 Building $664,800
2022	$7,094.00 (-1.2%)
2019	$7,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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